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1525 W Windy Willow Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1525 W Windy Willow Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,005 sqft · built 2005
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$440,800 (Dec 2025)
Tax Bill$5,675 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2021 Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN009981-3440

Property Details

APN / Parcel Number

Primary APN009981-3440

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,005 sqft Living Area
Gross Area2,654 sqft
1st Floor Area2,005 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1525 W WINDY WILLOW DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description48/76-95 JOHNS CREEK LOT 344 OR6267/646
Legal Range28
Legal Township05
Legal Section19
Legal SubdivisionJOHNS CREEK
Legal Block1
Legal Lot Number344
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1020
Census Tract20907

Owner

1525 W Windy Willow Dr is owned and occupied by an individual who bought it in December 2025.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1525 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2021
ATTORNEY ONLY, ATTORNEY
Jul 23, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025 · Amount on File
Deed SaleDec 3, 2025 · Amount on File
Prior SaleJul 23, 2020 · Amount on File
Deed Document Number202598189
Deed Book / Page6267 / 646
Prior Transfer DateAug 16, 2021
Prior Transfer Doc0053490491
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 3, 2025
Property Address1525 W WINDY WILLOW DR, ST AUGUSTINE, FL 32092-5094
Document Number0062670646
Book / Page6267 / 646
Map ReferenceMB 48 PG 76-95
Instrument DateNov 24, 2025
Instrument2025098189
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,085.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13490 SUNSTONE ST, JACKSONVILLE, FL 32258-5479

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 W WINDY WILLOW DR, ST AUGUSTINE, FL 32092-5094

Mortgage

Document Number0006267648
DateDec 3, 2025
Instrument6267/648
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

August 2021:

JurisdictionST JOHNS FL
Recording DateAug 20, 2021
Property Address1525 W WINDY WILLOW DR, ST AUGUSTINE, FL 32092-5094
Document Number0053490491
Book / Page5349 / 491
Map ReferenceMB 48 PG 76
Instrument DateAug 16, 2021
Instrument2021092491
Record UpdatedAug 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 23, 2020
Property Address1525 W WINDY WILLOW DR, ST AUGUSTINE, FL 32092-5094
Document Number0049961956
Book / Page004996 / 001956
Instrument DateJul 20, 2020
Instrument59640
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1525 W WINDY WILLOW DR ST AUGUSTINE FL 320925094, ST AUGUSTINE, FL 32092-5094

Mortgage

Document Number49961958
DateJul 23, 2020
Book Page004996/001958
Instrument59641
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1525 W Windy Willow Dr was $5,675, up 9.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,597 Land $100,000 Building $255,597$355,597 Land $100,000 Building $255,597
2025$5,675.00 (+9.39%)
2024$5,188.00 (+1.11%)
2023$5,131.00 (+1.66%)
2022$5,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1525 W Windy Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1525 W Windy Willow Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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