St. Johns County property record for 1520 W Windy Willow Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,617 sqft · built 2004 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Jul 2019) |
| Tax Bill | $6,493 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-3810 |
| Primary APN | 009981-3810 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,617 sqft Living Area |
| Gross Area | 3,070 sqft |
| 1st Floor Area | 1,157 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 190 sqft |
| Deck Area | Deck Area |
| Patio Area | 805 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1520 W WINDY WILLOW DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 381 OR4756/587 & 5527/1851(L/E) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 381 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20907 |
1520 W Windy Willow Dr is owned and occupied by two individuals who bought it in July 2019.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 CALLIEL WAY, SAINT JOHNS, FL 32259-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 31, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Dec 18, 2009 · Amount on File |
| Deed Document Number | 201949146 |
| Deed Book / Page | 4756 / 587 |
| Prior Transfer Date | Feb 26, 2014 |
| Prior Transfer Doc | 0038671021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1520 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049261100 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 4926/1100 |
| Instrument | 2020030553 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 31, 2022 |
| Property Address | 1520 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Number | 0055271851 |
| Book / Page | 5527 / 1851 |
| Map Reference | MB 48 PG 76-95 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022033930 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1520 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 1520 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Number | 0047560587 |
| Book / Page | 4756 / 0587 |
| Map Reference | MB 48 PG 76-95 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 2019049146 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4976 BLACKHAWK DR, 4976, SAINT JOHNS, FL 32259-2170 |
| Name | Verified Name |
|---|---|
| Address | 1520 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Number | 0004756589 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 4756/589 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 1520 W Windy Willow Dr was $6,493 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,108 (+2.7%) | $423,467 (-1.69%) Land $100,000 Building $323,467 | |
| 2025 | $6,493.00 (+9.53%) Homeowner's exemption | $307,797 (+2.9%) | $430,748 (-0.97%) Land $100,000 Building $330,748 |
| 2024 | $5,928.00 (+1.18%) Homeowner's exemption | $299,122 (+3%) | $434,960 (+2.26%) Land $100,000 Building $334,960 |
| 2023 | $5,859.00 (+1.72%) Homeowner's exemption | $290,410 (+3%) | $425,354 (+15.62%) Land $95,000 Building $330,354 |
| 2022 | $5,760.00 Homeowner's exemption | $281,951 | $367,896 Land $84,000 Building $283,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1520 W Windy Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1520 W Windy Willow Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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