St. Johns County property record for 1535 W Windy Willow Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 2004 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Aug 2018) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jun 2023 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-3460 |
| Primary APN | 009981-3460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 1,724 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1535 W WINDY WILLOW DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 346 OR4596/587 & 5779/1926(L/E) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 346 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20907 |
1535 W Windy Willow Dr is owned and occupied by two individuals who acquired it in May 2023.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 23, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 13, 2018 | Warranty Deed, Transfer MILESTONE TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on File |
| Deed Sale | Aug 13, 2018 · Amount on File |
| Prior Sale | Mar 13, 2012 · Amount on File |
| Deed Document Number | 201858501 |
| Deed Book / Page | 4596 / 587 |
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 0057791926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0059160789 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 5916/789 |
| Instrument | 2024019756 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2023 |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0057791926 |
| Book / Page | 5779 / 1926 |
| Map Reference | MB 48 PG 76-95 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023048759 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0057460147 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 5746/147 |
| Instrument | 2023031176 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047930358 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 4793/0358 |
| Instrument | 2019067234 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0050410678 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 5041/678 |
| Instrument | 2020078086 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR, ST AUGUSTINE, FL 32092-5094 |
| Document Number | 0055290121 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 5529/121 |
| Instrument | 2022034422 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 1535 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0045960587 |
| Book / Page | 004596 / 000587 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 58501 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | MILESTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $1,694.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1535 W WINDY WILLOW DR ST AUGUSTINE FL 320925094, ST AUGUSTINE, FL 32092-5094 |
The 2025 property tax bill for 1535 W Windy Willow Dr was $5,385 with a homeowner's exemption, up 9.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,626 (+2.7%) | $335,323 (+1%) Land $100,000 Building $235,323 | |
| 2025 | $5,385.00 (+9.32%) Homeowner's exemption | $225,537 | $332,019 Land $100,000 Building $232,019 |
| 2024 | $4,926.00 (+1.07%) | ||
| 2023 | $4,874.00 (+1.65%) Homeowner's exemption | $212,797 (+3%) | $336,472 (+13.72%) Land $95,000 Building $241,472 |
| 2022 | $4,795.00 Homeowner's exemption | $206,599 | $295,876 Land $84,000 Building $211,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1535 W Windy Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1535 W Windy Willow Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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