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1531 White St, Key West, FL 33040 Property Records

Monroe County property record for 1531 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,307 sqft · built 1955
Lot Size0.198 acres (8,624 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Apr 2015)
Tax Bill$14,971 (2024)
Deeds & MortgagesJul 2020 Transfer
May 2019 Sale
Flood ZoneZone AE (high risk)
APN00059230-000000

Property Details

APN / Parcel Number

Primary APN00059230-000000
Alternative APNs
  • 01010100059230000000
  • 1059692

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,307 sqft Living Area
1st Floor Area2,307 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,624 sqft (0.198 acres)
Lot Dimensions98 ft deep x 88 ft wide

Exterior Amenities

Pool Area419 sqft
PorchOpen Porch
Porch Area416 sqft
Patio Area898 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1059692
Street Address1531 WHITE ST
CityKEY WEST
StateFL
Zip33040-4851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionKW PROG LAND IMP CO DIAG PB 1-5 LOTS 3 4 SQR 1 TR 28 G65-363 OR172-46/47 OR838-728D/C PROB82-68-CP-12 OR850-1409/1412-WILL OR943-2013 OR1526-1477/78 OR2284-1636F/J OR2355-176/77 OR2682-2200/02C/T OR2737-1056/57
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionPROGRESSIVE LAND IMPROVEMENT CO
Legal Tract28
Legal Block1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1030
Census Tract972000

Owner

1531 White St is owned and occupied by two individuals who bought it in April 2015.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1531 WHITE ST, KEY WEST, FL 33040-4851
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2015 · Amount on File
Deed SaleApr 27, 2015 · Amount on File
Prior SaleMay 7, 2014
Deed Document Number20152026226
Deed Book / Page2737 / 1056
Transfer Doc0029660613
Record UpdatedJun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 1, 2020
Property Address1531 WHITE ST, KEY WEST, FL 33040-4851
Document Number0030291441
Book / Page003029 / 001441
Instrument DateJun 30, 2020
Instrument2271511
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1531 WHITE ST KEY WEST FL 330404851, KEY WEST, FL 33040-4851

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 24, 2019
Property Address1531 WHITE ST, KEY WEST, FL 33040-4851
Document Number0029660613
Book / Page002966 / 000613
Instrument DateApr 20, 2016
Instrument2221803
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 WHITE ST KEY WEST FL 330404851, KEY WEST, FL 33040-4851

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,174,687 Land $1,190,112 Building $984,575$2,174,687 Land $1,190,112 Building $984,575
2024$14,971.00 (+3.59%)
2023$14,452.00 (+15.15%)$2,128,727 (+20.74%) Land $1,241,856 Building $886,871$2,128,727 (+20.74%) Land $1,241,856 Building $886,871
2022$12,551.00$1,763,078 Land $936,566 Building $826,512$1,763,078 Land $936,566 Building $826,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1531 White St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1531 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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