Monroe County property record for 1505 White St, Key West, FL 33040
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4 ba · 2,450 sqft · built 1958 |
| Lot Size | 0.154 acres (6,740 sqft) |
| Owner | Owner Name on File |
| Last Sale | $695,600 (Dec 2003) |
| Tax Bill | $8,467 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00059630-000000 |
| Primary APN | 00059630-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,450 sqft Total Area |
| 1st Floor Area | 2,450 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 6,740 sqft (0.154 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Patio Area | 510 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1060101 |
|---|---|
| Old Parcel Number | 01010100059630000000 |
| Street Address | 1505 WHITE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4835 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | KW EAST MARTELLO TOWERS PB2-47 LOT 2 LESS THE NW'LY 3' THEREOF G53-248/249 OR531-178 OR1306-1453/54P/R OR1373-1988/90 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | EAST MARTELLO TOWERS |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 972000 |
The current owner of 1505 White St bought it in December 2003.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1505 WHITE ST, KEY WEST, FL 33040-4835 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on File |
| Deed Sale | Dec 17, 2003 · Amount on File |
| Prior Sale | Aug 7, 1998 · Amount on File |
| Deed Document Number | 1415409 |
| Deed Book / Page | 1960 / 1235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1505 WHITE ST, KEY WEST, FL 33040-4835 |
| Document Number | 0030081715 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 12400 VENTURA BLVD #1265 STUDIO CITY CA 916042406, 1265, STUDIO CITY, CA 91604-2406 |
| Document Number | 0030081715 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 003008/001715 |
| Instrument | 2255976 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030,600 Land $693,020 Building $337,580 | $1,030,600 Land $693,020 Building $337,580 | |
| 2024 | $8,467.00 (+6.61%) | ||
| 2023 | $7,942.00 (+15.24%) | $1,043,338 (+24.12%) Land $717,603 Building $325,735 | $1,043,338 (+24.12%) Land $717,603 Building $325,735 |
| 2022 | $6,892.00 | $840,619 Land $510,400 Building $330,219 | $840,619 Land $510,400 Building $330,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1505 White St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1505 White St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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