Monroe County property record for 1501 White St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,734 sqft · built 1958 |
| Lot Size | 0.169 acres (7,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,950,000 (Jan 2024) |
| Tax Bill | $13,126 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00059620-000000 |
| Primary APN | 00059620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,370 sqft (0.169 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 130 sqft |
| Patio Area | 1,596 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1060097 |
|---|---|
| Street Address | 1501 WHITE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | LT 1 AND NWLY 3FT LT 2 KW EAST MARTELLO TOWERS PB2-47 SUB OF PT TR 28 G47-360 OR1306-1453 OR1373-1988 OR1441-530 OR1443-579C OR1992-2091 OR2470-1287ORD OR2539-725 OR2636-1164 OR2656-1047 OR2740-367C OR2901-2025 OR3259-1269 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | EAST MARTELLO TOWERS |
| Legal Tract | 28 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 972000 |
1501 White St is owned and occupied by an individual who bought it in January 2024.
Source: Monroe County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1501 WHITE ST, KEY WEST, FL 33040-4835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Document Number | 20242448650 |
| Deed Book / Page | 3259 / 1269 |
| Prior Transfer Date | Apr 30, 2015 |
| Prior Transfer Doc | 2740000367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2024 |
| Property Address | 1501 WHITE ST, KEY WEST, FL 33040-4835 |
| Document Number | 0032591269 |
| Book / Page | 3259 / 1269 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2448650 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $13,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 WATERWAY RD, OCEAN CITY, NJ 08226-2117 |
| Name | Verified Name |
|---|---|
| Address | 1501 WHITE ST, KEY WEST, FL 33040-4835 |
| Document Number | 0002448651 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2448651 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0032591271 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 3259/1271 |
| Instrument | 2448651 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 18, 2018 |
| Property Address | 1501 WHITE ST, KEY WEST, FL 33040-4835 |
| Document Number | 0029012025 |
| Book / Page | 002901 / 002025 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 2164825 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $8,330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 WATERWAY RD OCEAN CITY NJ 082262117, OCEAN CITY, NJ 08226-2117 |
The 2025 property tax bill for 1501 White St was $13,126 with a homeowner's exemption, up 9.1% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,126.00 (+9.07%) Homeowner's exemption | $1,568,868 Land $1,111,919 Building $456,949 | $1,568,868 Land $1,111,919 Building $456,949 |
| 2024 | $12,035.00 (-10.8%) | ||
| 2023 | $13,492.00 (+17.85%) | $2,230,595 (+26.48%) Land $1,160,264 Building $1,070,331 | $2,230,595 (+26.48%) Land $1,160,264 Building $1,070,331 |
| 2022 | $11,448.00 | $1,763,658 Land $875,032 Building $888,626 | $1,763,658 Land $875,032 Building $888,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1501 White St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1501 White St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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