1434 White St, Key West, FL 33040 Property Records

Monroe County property record for 1434 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,445 sqft · built 1998
Lot Size0.103 acres (4,500 sqft)
Owner2 Company Names on Record
Last Sale$490,000 (Nov 1998)
Tax Bill$9,870 (2024)
Flood ZoneZone AE (high risk)
APN00038700-000000

Property Details

APN / Parcel Number

Primary APN00038700-000000
Alternative APN
  • 1039446

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,445 sqft Living Area
1st Floor Area2,445 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide

Exterior Amenities

Pool Area160 sqft
PorchOpen Porch
Porch Area441 sqft
Deck Area434 sqft
Patio Area828 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1039446
Street Address1434 WHITE ST
CityKEY WEST
StateFL
Zip33040-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionKW WEBB REALTY CO SUB PB1-42 LOT 4 SQR 3 TR 18 OR78-312/13 OR546-17 OR1308-1014 OR1336-1962R/S OR1340-1120/1 OR1464-737 OR1545-2345 OR2711-960/61
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionTHE WEBB REALTY CO
Legal Tract18
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4004
Census Tract972800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1434 WHITE ST, KEY WEST, FL 33040-4800
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 1998 · Amount on Record
Deed SaleNov 18, 1998 · Amount on Record
Prior SaleJun 30, 1997 · Amount on Record
Deed Book / Page1545 / 2345
Last Transfer DateOct 30, 2014
Transfer Doc0027110960
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,216,094 (+5.99%)$1,931,029 (+3.62%) Land $852,840 Building $1,078,189
2024$9,870.00 (+1.6%)
2023$9,715.00 (+4.45%) Homeowner's exemption$1,147,400 (+3%)$1,863,561 (+18.83%) Land $889,920 Building $973,641
2022$9,301.00 Homeowner's exemption$1,113,981$1,568,204 Land $671,148 Building $897,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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