Clay County property record for 1520 Rivertrace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,880 sqft · built 2001 |
| Lot Size | 0.34 acres (14,849 sqft) |
| Owner | Company Name on Record |
| Last Sale | $104,000 (May 2025) |
| Tax Bill | $8,129 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-26-021262-031-70 |
| Primary APN | 30-04-26-021262-031-70 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Heated Area |
| Gross Area | 3,668 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,849 sqft (0.34 acres) |
| Garage Area | 555 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 336 sqft |
| Porch | Porch |
| Porch Area | 233 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1520 RIVERTRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 70 RIVERTRACE U 2 AS REC OR 4641 PG 2052 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 30 |
| Legal Subdivision | RIVERTRACE 02/EAGLE HARBOR |
| Legal Lot Number | 70 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1520 RIVERTRACE DR, ORANGE PARK, FL 32003-7777 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 16, 2018 | Warranty Deed, Transfer · VA Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on Record |
| Deed Sale | May 8, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2022 · Amount on Record |
| Deed Document Number | 2025021107 |
| Deed Book / Page | 4928 / 349 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 1520 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0046412052 |
| Book / Page | 4641 / 2052 |
| Map Reference | MB 34 PG 58-66 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022051615 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 724 CARNES RD, 724, WIGGINS, MS 39577-8914 |
| Name | Verified Name |
|---|---|
| Address | 2326 MARSH LANDING CT, FLEMING ISLAND, FL 32003-7780 |
| Document Number | 0046412054 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 4641/2054 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 1520 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0041141041 |
| Book / Page | 4114 / 1041 |
| Map Reference | MB34 PG58-66 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018043091 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1074 FRONT ST LOT 28, 1074, WELAKA, FL 32193-2091 |
| Name | Verified Name |
|---|---|
| Address | 1520 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 2018043092 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018043092 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,129.00 (-18.76%) | $532,978 (+2.91%) Land $95,000 Building $437,978 | $532,978 (+2.91%) Land $95,000 Building $437,978 |
| 2023 | $10,006.00 (+53.65%) | $517,906 (+50.28%) Land $95,000 Building $422,906 | $517,906 (+20.74%) Land $95,000 Building $422,906 |
| 2022 | $6,512.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $344,632 | $428,958 Land $95,000 Building $333,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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