1528 Long Needle Ct, Baker, FL 32531 Property Records

Okaloosa County property record for 1528 Long Needle Ct, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 2006
Lot Size	0.399 acres (17,395 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2020)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7998-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7998-1`
Alternative APNs	`06-3N-24-1000-0000-0180` `24N306100000000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,646 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	17,395 sqft (0.399 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	156 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1528 LONG NEEDLE CT
City	BAKER
State	FL
Zip	32531-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEY WOOD EST LOT 18
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	PINEY WOOD EST
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1528 LONG NEEDLE CT, BAKER, FL 32531-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	20203413020
Deed Book / Page	3510 / 2756
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0035102756
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 12, 2022
Property Address	1528 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0035982404
Book / Page	3598 / 2404
Map Reference	MB 22 PG 14
Instrument Date	Jan 7, 2022
Instrument	3519362
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5754 HIGHWAY 4, BAKER, FL 32531-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152S LONG NEEDLE CT, BAKER, FL 32531

Mortgage

Document Number	0035982405
Date	Jan 12, 2022
Instrument	3598/2405

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 7, 2020
Property Address	1528 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0035102756
Book / Page	3510 / 2756
Map Reference	MB 22 PG 14
Instrument Date	Dec 3, 2020
Instrument	3413020
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5508 ASHLEY PL, 5508, CAPITOL HEIGHTS, MD 20743-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 LORENE LN, ANNANDALE, VA 22003-4526

Mortgage

Document Number	0035102759
Date	Dec 7, 2020
Instrument	3510/2759

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (+6.04%) Homeowner's exemption	$250,901 (+5.99%)	$261,444 (+4.8%) Land $22,450 Building $238,994
2023	$2,038.00 (+2.26%) Homeowner's exemption	$236,728 (+3%)	$249,470 (+8.54%) Land $19,073 Building $230,397
2022	$1,993.00 Homeowner's exemption	$229,833 Land $17,825 Building $212,008	$229,833 Land $17,825 Building $212,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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