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1520 Long Needle Ct, Baker, FL 32531 Property Records

Okaloosa County property record for 1520 Long Needle Ct, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,641 sqft · built 2008
Lot Size0.393 acres (17,120 sqft)
Owner2 Individual Names on Record
Last Sale$195,500 (Oct 2020)
Tax Bill$1,567 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Dec 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-7996-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-7996-5
Alternative APNs
  • 06-3N-24-1000-0000-0160
  • 24N306100000000160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,641 sqft Living Area
Gross Area2,540 sqft
1st Floor Area1,641 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,120 sqft (0.393 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area164 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1520 LONG NEEDLE CT
CityBAKER
StateFL
Zip32531-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEY WOOD EST LOT 16
Legal Range24W
Legal Township03N
Legal Section06
Legal SubdivisionPINEY WOOD EST
Legal Lot Number16
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · FHA Mortgage
BANCORPSOUTH BANK
Dec 11, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 14, 2018Warranty Deed, Transfer · USDA Mortgage
UNITED STATES DEPARTMENT OF AGRICUL
Mar 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleJun 14, 2018 · Amount on Record
Deed Document Number20203399617
Deed Book / Page3499 / 1054
Prior Transfer DateDec 9, 2019
Prior Transfer Doc0034330839
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 16, 2020
Property Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number0034991054
Book / Page3499 / 1054
Map ReferenceMB 22 PG 14
Instrument DateOct 13, 2020
Instrument3399617
Transaction TypeTransfer
Record UpdatedFeb 7, 2021
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,368.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1520 LONG NEEDLE CT, 1520, BAKER, FL 32531-9410

Transferred To (Grantee/Buyer)

NameVerified Name
Address2887 APLIN RD, CRESTVIEW, FL 32539-6002

Mortgage

Document Number34991055
DateOct 16, 2020
Instrument3499/1055
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateDec 11, 2019
Property Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number0034330839
Book / Page003433 / 000839
Instrument DateDec 9, 2019
Instrument3323570
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 LONG NEEDLE CT BAKER FL 325319410, BAKER, FL 32531-9410

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 14, 2018
Property Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number0033543436
Book / Page3354 / 3436
Map ReferenceMB22 PG14
Instrument DateJun 7, 2018
Instrument3213503
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address242 HIDDEN CREEK PKWY, 242, PELHAM, AL 35124-4856

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410

Mortgage

Document Number0003213504
DateJun 14, 2018
Instrument3213504
Lender
NameUNITED STATES DEPARTMENT OF AGRICUL
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJun 7, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMar 22, 2017
Property Address1520 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number0032920581
Book / Page003292 / 000581
Instrument DateMar 22, 2017
Instrument3124439
Transaction TypeTransfer
Record UpdatedApr 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1520 LONG NEEDLE CT BAKER FL 325319410, BAKER, FL 32531-9410

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,567.00 (+6.45%) Homeowner's exemption$188,506 (+5.99%)$249,586 (+5.32%) Land $22,450 Building $227,136
2023$1,472.00 (+2.44%) Homeowner's exemption$177,857 (+3%)$236,983 (+8.54%) Land $19,073 Building $217,910
2022$1,437.00 Homeowner's exemption$172,677$218,333 Land $17,825 Building $200,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Starlink
Satellite		280 / 30
CenturyLink
Fiber		100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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