1524 Long Needle Ct, Baker, FL 32531 Property Records

Okaloosa County property record for 1524 Long Needle Ct, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2006
Lot Size	0.396 acres (17,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2022)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7997-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7997-3`
Alternative APNs	`06-3N-24-1000-0000-0170` `24N306100000000170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	17,258 sqft (0.396 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	243 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1524 LONG NEEDLE CT
City	BAKER
State	FL
Zip	32531-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEY WOOD EST LOT 17
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	PINEY WOOD EST
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	20223568458
Deed Book / Page	3635 / 2542
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0031890695
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410

Mortgage

Document Number	0035214951
Date	Jan 29, 2021
Book Page	3521/4951
Instrument	3425948

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 1, 2022
Property Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0036352542
Book / Page	3635 / 2542
Map Reference	MB 22 PG 14
Instrument Date	Jul 29, 2022
Instrument	3568458
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 MCCAULEY RD, BAKER, FL 32531-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410

Mortgage

Document Number	0036352543
Date	Aug 1, 2022
Instrument	3635/2543

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0036352561
Date	Aug 1, 2022
Book Page	3635/2561
Instrument	3568462

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	PENSACOLA, FL 32503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0034311662
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1524 LONG NEEDLE CT BAKER FL 325319410, BAKER, FL 32531-9410

Mortgage

Document Number	0034311662
Date	Dec 2, 2019
Book Page	003431/001662
Instrument	3321247

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 25, 2018
Property Address	1524 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0033684113
Book / Page	003368 / 004113
Instrument Date	Sep 17, 2018
Instrument	3234267
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 LONG NEEDLE CT BAKER FL 325319410, BAKER, FL 32531-9410

Mortgage

Document Number	33684115
Date	Sep 25, 2018
Book Page	003368/004115
Instrument	3234268

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (+2.57%) Homeowner's exemption	$262,654 (+2.92%)	$268,673 (+5.28%) Land $22,450 Building $246,223
2023	$2,216.00 (+71.38%) Homeowner's exemption	$255,204 (+56.69%) Land $19,073 Building $236,131	$255,204 (+8.58%) Land $19,073 Building $236,131
2022	$1,293.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,877	$235,030 Land $17,825 Building $217,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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