1525 Long Needle Ct, Baker, FL 32531 Property Records

Okaloosa County property record for 1525 Long Needle Ct, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 2006
Lot Size	0.399 acres (17,407 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Oct 2020)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7984-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7984-1`
Alternative APN	`06-3N-24-1000-0000-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Heated Area
Gross Area	2,715 sqft
1st Floor Area	1,888 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	17,407 sqft
Garage Type	Finished
Garage Area	529 sqft
Porch	Open Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1525 LONG NEEDLE CT
City	BAKER
State	FL
Zip	32531-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEY WOOD EST LOT 4
Legal Range	24
Legal Township	03N
Legal Section	06
Legal Subdivision	PINEY WOODS ESTATES
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1525 LONG NEEDLE CT, BAKER, FL 32531-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Dec 22, 2011 · Amount on Record
Deed Document Number	3396042
Deed Book / Page	3496 / 2319
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1525 LONG NEEDLE CT, BAKER, FL 32531-9410
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036243064
Date	May 31, 2022
Book Page	3624/3064
Instrument	3553631

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	May 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 5, 2020
Property Address	1525 LONG NEEDLE CT, BAKER, FL 32531-9410
Document Number	0034962319
Book / Page	3496 / 2319
Map Reference	MB 22 PG 14
Instrument Date	Sep 30, 2020
Instrument	3396042
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 FAULK FERRY RD, 1950, BAKER, FL 32531-7908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 LONG NEEDLE CT, BAKER, FL 32531-9410

Mortgage

Document Number	0034962320
Date	Oct 5, 2020
Instrument	3496/2320

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00 (+5.86%)	$282,353 (+9.06%)	$285,820 (+5.25%) Land $22,450 Building $263,370
2023	$2,252.00 (+2.22%) Homeowner's exemption	$258,896 (+3.52%)	$271,564 (+8.59%) Land $19,073 Building $252,491
2022	$2,203.00 Homeowner's exemption	$250,085 Land $17,825 Building $232,260	$250,085 Land $17,825 Building $232,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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