1525 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1525 Alligator St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,080 sqft · built 2017
Lot Size	0.201 acres (8,756 sqft)
Owner	Company Name on File
Last Sale	$332,096 (Nov 2017)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153489`

Property Details

APN / Parcel Number

Primary APN	`153489`
Alternative APN	`312531084200012400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,080 sqft Heated Area
Gross Area	4,494 sqft
1st Floor Area	3,080 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153489
Street Address	1525 ALLIGATOR ST
City	SAINT CLOUD
State	FL
Zip	34771-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 240
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	240
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 29, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Nov 8, 2017	Grant Deed, Subdivision Related Transfer DHI TITLE

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	0052362315
Deed Book / Page	005236 / 002315
Last Transfer Date	Jan 12, 2023
Transfer Doc	0063440538
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 12, 2023
Property Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0063440538
Book / Page	6344 / 538
Map Reference	MB 19 PG 189-191
Instrument Date	Dec 15, 2022
Instrument	2023005026
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2017
Property Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0052151659
Book / Page	5215 / 1659
Map Reference	MB9 PG189-191
Instrument Date	Sep 28, 2017
Instrument	2017138867
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number	0052151660
Date	Sep 29, 2017
Instrument	5215/1660

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 8, 2017
Property Address	1525 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0052362315
Book / Page	005236 / 002315
Instrument Date	Sep 28, 2017
Instrument	160241
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2017
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Tax	$2,324.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1525 ALLIGATOR ST ST CLOUD FL 347717512, ST CLOUD, FL 34771-7512

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,386.00 (+12.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$348,813 (+11.25%)	$472,400 (+3.48%) Land $75,000 Building $397,400
2023	$4,797.00 (+3.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$313,542 (+3%)	$456,500 (+14.58%) Land $65,000 Building $391,500
2022	$4,636.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$304,410	$398,400 Land $60,000 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Lumen Technologies, Verizon, Xfinity.

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