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1529 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1529 Alligator St, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,776 sqft · built 2017
Lot Size0.201 acres (8,755 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (May 2025)
Tax Bill$7,208 (2025)
Deeds & MortgagesJan 2022 Sale
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-25-31-0842-0001-2380

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-2380
Alternative APNs
  • 253131084200012380
  • 153487

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,776 sqft Living Area
Gross Area3,702 sqft
1st Floor Area2,776 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,755 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area275 sqft
PorchFinished/Open Porch
Porch Area376 sqft
Deck Area831 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1529 ALLIGATOR ST
CitySAINT CLOUD
StateFL
Zip34771-7512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 238
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block2380
Legal Lot Number238
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-2380

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Warranty Deed, Transfer
A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC
Sep 08, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 19, 2018Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Jul 20, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Prior SaleJan 25, 2022 · Amount on Record
Deed Document Number202567208
Deed Book / Page6794 / 2587
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 25, 2022
Property Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0061360913
Book / Page6136 / 913
Map ReferenceMB 19 PG 189
Instrument DateJan 24, 2022
Instrument2022013341
Transaction TypeTransfer
Record UpdatedFeb 04, 2022
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1529 ALLIGATOR ST, 1529, SAINT CLOUD, FL 34771-7512

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0060371960
DateSep 08, 2021
Book Page6037/1960
Instrument2021138309
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2046

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0053601523
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1529 ALLIGATOR ST ST CLOUD FL 347717512, ST CLOUD, FL 34771-7512

Mortgage

Document Number0053601523
DateJul 03, 2018
Book Page005360/001523
Instrument101588
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

July 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2017
Property Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0051821096
Book / Page5182 / 1096
Map ReferenceMB19 PG189-191
Instrument DateJul 14, 2017
Instrument2017105950
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,270.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0051821097
DateJul 20, 2017
Instrument5182/1097
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,208.00 (-3.14%)$450,600 (-2.13%) Land $75,000 Building $375,600$450,600 (-2.13%) Land $75,000 Building $375,600
2023$7,442.00 (+65.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,400 (+54.84%) Land $65,000 Building $395,400$460,400 (+13.54%) Land $65,000 Building $395,400
2022$4,509.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$297,333$405,500 Land $60,000 Building $345,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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