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1521 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1521 Alligator St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,358 sqft · built 2017
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$306,011 (Sep 2017)
Tax Bill$5,233 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN153491

Property Details

APN / Parcel Number

Primary APN153491
Alternative APN
  • 312531084200012420

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,358 sqft Heated Area
Gross Area3,122 sqft
1st Floor Area2,358 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeFinished
Garage Area599 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area466 sqft
PorchOpen Porch
Porch Area165 sqft
Deck Area878 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number153491
Street Address1521 ALLIGATOR ST
CitySAINT CLOUD
StateFL
Zip34771-7512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 242
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number242
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1521 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2017 · Amount on Record
Deed SaleSep 28, 2017 · Amount on Record
Deed Document Number2017137271
Deed Book / Page5214 / 1290
Record UpdatedJun 8, 2026

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 28, 2017
Property Address1521 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0052141290
Book / Page5214 / 1290
Map ReferenceMB19 PG189-191
Instrument DateSep 27, 2017
Instrument2017137271
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,142.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0052141291
DateSep 28, 2017
Instrument5214/1291
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,233.00 (+5.97%) Homeowner's exemption$335,287 (+5.99%)$430,100 (+0.99%) Land $75,000 Building $355,100
2023$4,938.00 (+3.41%) Homeowner's exemption$316,348 (+3%)$425,900 (+12.4%) Land $65,000 Building $360,900
2022$4,775.00 Homeowner's exemption$307,134$378,900 Land $60,000 Building $318,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Lumen Technologies, Verizon, Xfinity.

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