1519 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1519 Alligator St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,480 sqft · built 2017
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Sep 2019)
Tax Bill	$8,266 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153492`

Property Details

APN / Parcel Number

Primary APN	`153492`
Alternative APN	`312531084200012430`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,480 sqft Heated Area
Gross Area	4,398 sqft
1st Floor Area	2,776 sqft
Upper Floors Area	704 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	153492
Street Address	1519 ALLIGATOR ST
City	SAINT CLOUD
State	FL
Zip	34771-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 243
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	243
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2715 SE 28TH ST, OCALA, FL 34471-0811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jun 23, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	0055881520
Deed Book / Page	5588 / 1520
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2019
Property Address	1519 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0055881520
Book / Page	5588 / 1520
Map Reference	MB 19 GP 189-191
Instrument Date	Sep 12, 2019
Instrument	2019117846
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NEW HOME TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ACAPULCO DR, 112, KISSIMMEE, FL 34743-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 SE 18TH AVE APT 109, 109, OCALA, FL 34471-8241

Mortgage

Document Number	0055881522
Date	Sep 12, 2019
Instrument	5588/1522

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2017
Property Address	1519 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0051682242
Book / Page	005168 / 002242
Instrument Date	Jun 22, 2017
Instrument	91873
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,349.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1519 ALLIGATOR ST ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number	51682243
Date	Jun 23, 2017
Book Page	005168/002243
Instrument	91874

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,266.00 (+5.49%)	$461,600 (-5.64%) Land $75,000 Building $386,600	$461,600 (-5.64%) Land $75,000 Building $386,600
2023	$7,836.00 (+11.45%)	$489,200 (+14.62%) Land $65,000 Building $424,200	$489,200 (+14.62%) Land $65,000 Building $424,200
2022	$7,031.00	$426,800 Land $60,000 Building $366,800	$426,800 Land $60,000 Building $366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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