1516 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1516 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,500 sqft · built 1998
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Dec 2025)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0697.01-26-1946-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-26-1946-000`
Alternative APNs	`0697.01-26-1946 0239205` `0697261946` `023920501` `0239205`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	50,094 sqft (1.15 acres)
Garage Area	616 sqft
Porch	Open Porch
Porch Area	165 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0239205
Street Address	1516 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO17 WILLOW BLUFFS SUB PH1 BM1997-1524
Legal Subdivision	WILLOW BLUFFS SUB PH1
Legal Phase	1
Legal Lot Number	17
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

Source: Wake County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	202596137
Deed Book / Page	20091 / 1957
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	019569/667
Date	Mar 26, 2024
Book Page	19569/667

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	020052/559
Date	Oct 28, 2025
Book Page	20052/559

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 10, 2025
Property Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	20091/1957
Book / Page	20091 / 1957
Map Reference	MB 1997 PG 1524
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1516 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	0200911959
Date	Dec 10, 2025
Instrument	20091/1959

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+39.95%)	$359,462 (+71.13%) Land $99,000 Building $260,462	$359,462 (-) Land $99,000 Building $260,462
2024			$359,462 (+71.13%) Land $99,000 Building $260,462
2023	$1,657.00	$210,058 Land $35,000 Building $175,058	$210,058 Land $35,000 Building $175,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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