13830 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 13830 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Jul 2022)
Tax Bill	$3,748 (2026)
Deeds & Mortgages	Jul 2005 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-034-0702`

Property Details

APN / Parcel Number

Primary APN	`15-034-0702`

Interior

Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,792 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	13830 190TH ST
City	MILACA
State	MN
Zip	56353-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF S 1/2 OF SW OF SW 34 39 27 10.00
Legal Range	27
Legal Township	39
Legal Section	34
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1056
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13830 190TH ST, MILACA, MN 56353-3063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Mar 13, 2026	Intrafamily Transfer, Transfer
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	2022432288
Last Transfer Date	Feb 24, 2026
Transfer Doc	000A450382
Record Updated	Oct 29, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13830 190TH ST, MILACA, MN 56353-3063
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324194
Date	Jul 25, 2005
Instrument	324194

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Mar 13, 2026
Property Address	13830 190TH ST, MILACA, MN 56353-3063
Document Number	000A450382
Instrument Date	Feb 24, 2026
Instrument	A450382
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	13830 190TH ST, MILACA, MN 56353-3063

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 21, 2022
Property Address	13830 190TH ST, MILACA, MN 56353-3063
Document Number	000A432288
Instrument Date	Jul 20, 2022
Instrument	A432288
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13830 190TH ST, MILACA, MN 56353-3063

Mortgage

Document Number	000A432289
Date	Jul 21, 2022
Instrument	A432289

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (-3.9%)	$407,000 (+13.78%) Land $93,400 Building $313,600	$407,000 (+13.78%) Land $93,400 Building $313,600
2025	$3,900.00 (-5.84%) Homeowner's exemption	$357,700 (-5.17%) Land $62,500 Building $295,200	$357,700 (-5.17%) Land $62,500 Building $295,200
2023	$4,142.00	$377,200 Land $50,200 Building $327,000	$377,200 Land $50,200 Building $327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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