152 Morse St, Coldwater, MI 49036 Property Records

Branch County property record for 152 Morse St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,640 sqft
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$135,500 (Apr 2020)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2024 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-467-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-467-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,640 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	348 sqft
Unfinished Basement	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	14,810 sqft (0.34 acres)
Garage Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	152 MORSE ST
City	COLDWATER
State	MI
Zip	49036-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOT 1 BLK 18 F V SMITH ADDN ALSO 8 1/4 FT N & S BY 10 RDS E & W IN NW COR OF LOT 1 CUTTERS ADDN
Legal Subdivision	F V SMITH ADD
Legal Block	18
Legal Lot Number	1
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1014
Census Tract	951400

Owner

Source: Branch County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	455 W CHICAGO ST, COLDWATER, MI 49036-1802
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CREDIT UNION
Jul 23, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage MARSHALL COMMUNITY CREDIT UNION
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	20201845
Last Transfer Date	Jul 16, 2024
Transfer Doc	0202403804
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 27, 2026
Property Address	152 MORSE ST, COLDWATER, MI 49036-1464
Document Number	0000005399
Instrument Date	Aug 12, 2026
Instrument	20265399
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	DEVON, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	455 W CHICAGO ST, COLDWATER, MI 49036-1802

Mortgage

Document Number	0000005400,
Date	Aug 27, 2026
Instrument	20265400

Lender

Name	MARSHALL COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jul 23, 2024
Property Address	152 MORSE ST, COLDWATER, MI 49036-1464
Document Number	0202403804
Map Reference	LB 2 PG 11
Instrument Date	Jul 6, 2024
Instrument	2024-03804
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 MORSE ST, COLDWATER, MI 49036-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 MORSE ST, COLDWATER, MI 49036-1464

Mortgage

Document Number	0202403805
Date	Jul 23, 2024
Instrument	2024-03805

Lender

Name	MARSHALL COMMUNITY CREDIT UNION

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2039

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 3, 2020
Property Address	152 MORSE ST, COLDWATER, MI 49036-1464
Document Number	0202001845
Map Reference	LB 2 PG 11
Instrument Date	Mar 30, 2020
Instrument	2020-01845
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 MORSE ST, COLDWATER, MI 49036-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WAYNE ST, BRONSON, MI 49028-1548

Mortgage

Document Number	0202001846
Date	Apr 3, 2020
Instrument	2020-01846

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600 (+11.7%)	$207,200 (+11.7%)
2025	$2,979.00 (+3.69%)	$92,750	$185,500
2024	$2,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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