151 Morse St, Coldwater, MI 49036 Property Records

Branch County property record for 151 Morse St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Mar 1996)
Tax Bill	$494 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Sep 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-409-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-409-00`

Interior

Full Baths	1 Bath
Building Area	1,236 sqft Building Perimeter
1st Floor Area	852 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft

Exterior

Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 MORSE ST
City	COLDWATER
State	MI
Zip	49036-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON W LI OF MORSE ST 16 1/6 RDS S OF S LI OF PIERCE ST TH W TO A PT MIDWAY BET MORSE & JEFFERSON STS TH S 4.16 RDS TH E TO
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1019
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 MORSE ST, COLDWATER, MI 49036-1466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Sep 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 1996 · Amount on Record
Deed Sale	Mar 20, 1996 · Amount on Record
Prior Sale	Sep 13, 1993 · Amount on Record
Deed Book / Page	662 / 116
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	151 MORSE ST, COLDWATER, MI 49036-1466
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 MORSE ST, COLDWATER, MI 49036-1466

Mortgage

Document Number	0202301374
Date	Mar 27, 2023
Instrument	2023-01374

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2033

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	151 MORSE ST, COLDWATER, MI 49036-1466
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 MORSE ST, COLDWATER, MI 49036-1466

Mortgage

Document Number	0202505368
Date	Sep 9, 2025
Instrument	2025-05368

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,900 (+6.9%)	$103,800 (+6.9%)
2025	$494.00 (+3.56%)	$48,550	$97,100
2024	$477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Morse St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures