Branch County property record for 161 Morse St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,291 sqft · built 1909 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2002) |
| Tax Bill | $1,127 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-407-00 |
| Primary APN | 302-000-000-407-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,291 sqft Building Perimeter |
| 1st Floor Area | 786 sqft |
| Basement Area | 554 sqft |
| Unfinished Basement | 554 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 161 MORSE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT OF MORSE ST WI S LI PIERCE ST THS ON E LI MORSE ST 12 RDS TH W 6 RDS TH S 6 1/2 RDS TH E 6 RDS TH N TO POB EXC N 5 |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 15 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 951500 |
161 Morse St is owned and occupied by an individual who acquired it in October 2021.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 MORSE ST, COLDWATER, MI 49036-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2017 | Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
| Oct 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2002 · Amount on File |
| Deed Sale | Feb 21, 2002 · Amount on File |
| Deed Book / Page | 883 / 448 |
| Last Transfer Date | Oct 6, 2021 |
| Transfer Doc | 0202107738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 161 MORSE ST, COLDWATER, MI 49036-1466 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201705798 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017-05798 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 12, 2021 |
| Property Address | 161 MORSE ST, COLDWATER, MI 49036-1466 |
| Document Number | 0202107738 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2021-07738 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 161 MORSE ST, COLDWATER, MI 49036-1466 |
| Document Number | 0202107739 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-07739 |
| Name | MARSHALL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
The 2025 property tax bill for 161 Morse St was $1,127, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,300 (-2.3%) | $110,600 (-2.3%) | |
| 2025 | $1,127.00 (+3.68%) | $56,600 | $113,200 |
| 2024 | $1,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Morse St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Morse St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures