Branch County property record for 142 Morse St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,744 sqft |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2024) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-465-00 |
| Primary APN | 302-000-000-465-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,744 sqft Building Perimeter |
| 1st Floor Area | 977 sqft |
| Basement Area | 170 sqft |
| Unfinished Basement | 170 sqft |
| Lot Area | 23,958 sqft (0.55 acres) |
|---|---|
| Garage Area | 2,359 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 142 MORSE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON E LI OF MORSE ST 10 RDS 13 1/5 FT N OF SW COR LOT 1 CUTTERS ADD TH E 9 RDS TH N 3 RDS TH E 1 RD TH N 8 1/4 FT TH E 3 |
| Legal Subdivision | CUTTERS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-465-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 N POLK ST, COLDWATER, MI 49036-1224 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Oct 15, 2024 | Warranty Deed, Transfer |
| Aug 27, 2024 | Contract Sale, Transfer |
| Jul 23, 2019 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 20245473 |
| Prior Transfer Date | May 11, 2006 |
| Prior Transfer Doc | 0200604385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 11, 2026 |
| Property Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Document Number | 0000005033 |
| Instrument Date | Aug 01, 2026 |
| Instrument | 20265033 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Document Number | 0000005033, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20265033 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 15, 2024 |
| Property Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Document Number | 0202405473 |
| Instrument Date | Oct 15, 2024 |
| Instrument | 2024-05473 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2655 W BUCK LAKE RD, ANGOLA, IN 46703-9002 |
| Name | Verified Name |
|---|---|
| Address | 39 N POLK ST, COLDWATER, MI 49036-1224 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 27, 2024 |
| Property Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Document Number | 0202404482 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 2024-04482 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2655 W BUCK LAKE RD, ANGOLA, IN 46703-9002 |
| Name | Verified Name |
|---|---|
| Address | 31 DIVISION ST, COLDWATER, MI 49036-1904 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 23, 2019 |
| Property Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Document Number | 0201904641 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019-04641 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 MORSE ST, COLDWATER, MI 49036-1464 |
| Name | Verified Name |
|---|---|
| Address | 2655 W BUCK LAKE RD, ANGOLA, IN 46703-9002 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,850 (+19.65%) | $101,700 (+19.65%) | |
| 2025 | $2,479.00 (+58.3%) | $42,500 | $85,000 |
| 2024 | $1,566.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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