1508 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1508 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,361 sqft · built 1998
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Jan 2026)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0697.01-27-2086-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-27-2086-000`
Alternative APNs	`0697.01-27-2086 0239203` `0697272086` `023920301` `0239203`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	56,628 sqft (1.3 acres)
Porch	Open Porch
Porch Area	155 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0239203
Street Address	1508 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO15 WILLOW BLUFFS SUB PH1 BM1997-1524
Legal Subdivision	WILLOW BLUFFS SUB PH1
Legal Phase	1
Legal Lot Number	15
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

Source: Wake County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1508 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	20262144
Deed Book / Page	20115 / 449
Prior Transfer Date	Aug 22, 2003
Prior Transfer Doc	1045000018
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 8, 2026
Property Address	1508 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	020115/449
Book / Page	20115 / 449
Map Reference	MB 1997 PG 1524
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$706.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S MAIN ST, FUQUAY VARINA, NC 27526-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	0020115452
Date	Jan 8, 2026
Instrument	20115/452

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year TN
Max Rate	11.6%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (+36.24%)	$305,026 (+66.75%) Land $99,000 Building $206,026	$305,026 (-) Land $99,000 Building $206,026
2024			$305,026 (+66.75%) Land $99,000 Building $206,026
2023	$1,446.00	$182,921 Land $38,500 Building $144,421	$182,921 Land $38,500 Building $144,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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