1508 Ave Ladera, El Cajon, CA 92020 Property Records

San Diego County property record for 1508 Ave Ladera, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,685 sqft · built 1968
Lot Size	0.558 acres (24,300 sqft)
Owner	Company Name on File
Last Sale	$686,500 (May 2019)
Tax Bill	$10,450 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`482-400-29-00`

Property Details

APN / Parcel Number

Primary APN	`482-400-29-00`
Alternative APN	`4823900100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,685 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	24,300 sqft (0.558 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4823900100
Street Address	1508 AVENIDA LADERA
City	EL CAJON
State	CA
Zip	92020-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 33 TR 005739
Legal Subdivision	FLETCHER HILLS
Legal Tract	005739
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16201

Owner

1508 Ave Ladera is owned by a company that bought it in May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MCJAB INC
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 1, 2019	Grant Deed, Transfer · Conventional with PMI MCJAB INC
May 1, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
May 1, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
May 1, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
May 1, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
May 1, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Apr 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Deed Document Number	2019162186
Prior Transfer Date	Jun 6, 1996
Prior Transfer Doc	0000303135
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000451300
Date	Nov 29, 2022
Instrument	2022-0451300

Lender

Name	ZB NA
Type	Bank
Address	VALLEY CENTER, CA 92082

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000200447
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1508 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

Mortgage

Document Number	0000200447
Date	Apr 20, 2020
Instrument	200447

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000353404
Instrument Date	Aug 8, 2019
Instrument	353404
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1509 AVENIDA LADERA EL CAJON CA 92020, EL CAJON, CA 92020

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162186
Instrument Date	Apr 12, 2019
Instrument	162186
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1508 AVENIDA LADERA EL CAJON CA 920201304, EL CAJON, CA 92020-1304

Mortgage

Document Number	162187
Date	May 1, 2019
Instrument	162187

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162184
Instrument Date	Apr 11, 2019
Instrument	162184
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	527 GEORGETOWN PL #A CHULA VISTA CA 919115689, A, CHULA VISTA, CA 91911-5689

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162185
Instrument Date	Apr 11, 2019
Instrument	162185
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8910 E WELLESLEY AVE SPOKANE WA 992121731, SPOKANE, WA 99212-1731

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162182
Instrument Date	Apr 11, 2019
Instrument	162182
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12828 CORTE ARAUCO SAN DIEGO CA 921281563, SAN DIEGO, CA 92128-1563

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162183
Instrument Date	Apr 11, 2019
Instrument	162183
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1301 BELDEN RD COLUMBUS OH 432295176, COLUMBUS, OH 43229-5176

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000162181
Instrument Date	Apr 11, 2019
Instrument	162181
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	281 RIVERWOOD DR CHESTER CA 96020, CHESTER, CA 96020

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2018
Property Address	1508 AVENIDA LADERA, EL CAJON, CA 92020-1304
Document Number	0000149876
Instrument Date	Mar 8, 2018
Instrument	149876
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 495 CHESTER CA 960200495, CHESTER, CA 96020-0495

Tax Assessment & Valuation

The 2025 property tax bill for 1508 Ave Ladera was $10,450.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,809 (+2%) Land $252,357 Building $564,452
2025	$10,450.00	$800,794 Land $247,409 Building $553,385
2023	$10,292.00 (+3.04%)	$769,700 Land $237,802 Building $531,898
2022	$9,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1508 Ave Ladera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 Ave Ladera is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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