1516 4th St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1516 4th St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details2,191 sqft · built 1966
Lot Size0.358 acres (15,600 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jan 2022)
Tax Bill$3,282 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Mar 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN034005200100

Property Details

APN / Parcel Number

Primary APN034005200100

Interior

Stories1 Story
Building Area2,191 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2021
Architectural StyleMulti-Level
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area15,600 sqft (0.358 acres)
Garage Area1,812 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area316 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address1516 4TH ST
CityCOSMOPOLIS
StateWA
Zip98537-3859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR NIMS LOTS 1-6 INC BLK 52
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionR NIMS
Legal Block52
Legal Lot Number1-6
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5013
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 292, COSMOPOLIS, WA 98537-0292
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Line of Credit
GREAT NORTHWEST FCU
Mar 23, 2021Deed of Trust, Mortgage · Line of Credit
GREAT NORTHWEST FCU
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
TIMBERLAND BANK
Jan 14, 2022Warranty Deed, Transfer · FHA Mortgage
BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Deed Document Number202262
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1516 4TH ST, COSMOPOLIS, WA 98537-3859
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 4TH ST, COSMOPOLIS, WA 98537-3859

Mortgage

Document Number0003190055
DateMar 19, 2021
Instrument2021-03190055
Lender
NameGREAT NORTHWEST FCU
TypeCredit Union
AddressABERDEEN, WA 98520
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1516 4TH ST, COSMOPOLIS, WA 98537-3859
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 4TH ST, COSMOPOLIS, WA 98537-3859

Mortgage

Document Number0003230062
DateMar 23, 2021
Instrument2021-03230062
Lender
NameGREAT NORTHWEST FCU
TypeCredit Union
AddressABERDEEN, WA 98520
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1516 4TH ST, COSMOPOLIS, WA 98537-3859
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004260064
DateApr 26, 2021
Instrument2021-04260064
Lender
NameTIMBERLAND BANK
TypeBank
AddressHOQUIAM, WA 98550
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJan 14, 2022
Property Address1516 4TH ST, COSMOPOLIS, WA 98537-3859
Document Number0001140062
Map ReferenceVOL 1 PG 61
Instrument DateJan 10, 2022
Instrument2022-01140062
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,055.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 292, COSMOPOLIS, WA 98537-0292

Mortgage

Document Number0001140063
DateJan 14, 2022
Instrument2022-01140063
Lender
NameBANK OF THE PACIFIC
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,282.00 (+0.06%)
2025$313,896 (-) Land $34,708 Building $279,188$313,896 (-) Land $34,708 Building $279,188
2024$3,280.00 (-23.93%)$313,896 (-28.43%) Land $34,708 Building $279,188$313,896 (-28.43%) Land $34,708 Building $279,188
2023$4,312.00
2022$438,565 Land $34,708 Building $403,857$438,565 Land $34,708 Building $403,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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