Grays Harbor County property record for 1225 4th St, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 1,788 sqft · built 1921 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,636 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031004701602 |
| Primary APN | 031004701602 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 1,788 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 2010 |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1225 4TH ST |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COS COR SWLY 1/2 OF LOTS 16-20 INC BLK 47 |
| Legal Range | 14 |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | COSMOPOLIS |
| Legal Block | 47 |
| Legal Lot Number | 16-20 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ABERDEEN-HOQUIAM |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 900 |
1225 4th St, a single family home, is owned by two individuals.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 854, COSMOPOLIS, WA 98537-0854 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage JAMES H ELLIS ETAL |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 1225 4TH ST, COSMOPOLIS, WA 98537-3929 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1225 4TH ST, COSMOPOLIS, WA 98537-3929 |
| Document Number | 0010200010 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-10200010 |
| Name | JAMES H ELLIS ETAL |
|---|---|
| Type | Private Party |
| Address | 1817 LAURA ST, ABERDEEN, WA 98520 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 1225 4TH ST, COSMOPOLIS, WA 98537-3929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003290007 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-03290007 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 1225 4th St was $3,636.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Cosmopolis City |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,636.00 | ||
| 2025 | $349,108 (-) Land $28,156 Building $320,952 | $349,108 (-) Land $28,156 Building $320,952 | |
| 2024 | $3,648.00 | $349,108 Land $28,156 Building $320,952 | $349,108 Land $28,156 Building $320,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 4th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABERDEEN |
| Last State Inspection | Dec 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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