1320 4th St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1320 4th St, Cosmopolis, WA 98537 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,400 sqft Living Area
Lot Size14,400 sqft (0.331 acres)
OccupancyOwner Occupied
Last Sale$278,000 (2026)
Tax Bill$227.00 (2025)

Owner

Source: Grays Harbor County records · APN 034005400100

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1320 4TH ST, COSMOPOLIS, WA 98537-3837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST GUARANTY MORTGAGE CORP
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
May 07, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleJun 12, 2015 · Amount on Record
Deed Doc Number2026052915
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1320 4TH ST, COSMOPOLIS, WA 98537-3837
Transaction TypeMortgage
Record UpdatedJun 17, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010140016
DateOct 14, 2021
Instrument2021-10140016
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateMay 29, 2026
Property Address1320 4TH ST, COSMOPOLIS, WA 98537-3837
Document Number0000000015
Instrument DateMay 26, 2026
Instrument202615
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$379,558.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 4TH ST, COSMOPOLIS, WA 98537-3837

Mortgage

Document Number0000000016,
DateMay 29, 2026
Instrument2026052916
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000000017,
DateMay 29, 2026
Instrument2026052917
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term30 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1320 4TH ST, COSMOPOLIS, WA 98537-3837
Document Number0005160021
Instrument DateMay 07, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 4TH ST COSMOPOLIS WA 985373837, COSMOPOLIS, WA 98537-3837

Mortgage

Document Number0005160021
DateMay 16, 2019
Instrument5160021
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$227.00 (-0.87%)$182,085 (-) Land $33,772 Building $148,313$182,085 (-) Land $33,772 Building $148,313
2024$229.00$182,085 Land $33,772 Building $148,313$182,085 Land $33,772 Building $148,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grays Harbor County (53027C), updated November 27, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN034005400100

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,400 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Roof MaterialComposition Shingle Roof
Lot Area14,400 sqft (0.331 acres)
Parking Spaces3 Parking Spaces
Garage Area760 sqft Garage
Patio Area78 sqft Patio
PorchPorch
Porch Area274 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Street Address1320 4TH ST
CityCOSMOPOLIS
StateWA
Zip98537-3837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR NIMS LOTS 1-5 INC BLK 54
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionR NIMS
Legal Block54
Legal Lot Number1-5
JurisdictionGRAYS HARBOR WA
Minor Civil DivisionABERDEEN-HOQUIAM
Census Blockgroup5
Census Block5030
Census Tract900

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number