Grays Harbor County property record for 1312 4th St, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,706 sqft · built 1925 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,000 (Oct 2018) |
| Tax Bill | $3,090 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034005400600 |
| Primary APN | 034005400600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,474 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Multi-Level |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 373 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1312 4TH ST |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R NIMS LOTS 6 & 7 & SELY 1/2 OF LOT 8 BLK 54 |
| Legal Range | 14 |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | R NIMS |
| Legal Block | 54 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ABERDEEN-HOQUIAM |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 900 |
1312 4th St is owned by two individuals who bought it in October 2018.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 BUCHANAN ST, HOQUIAM, WA 98550-1705 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 5, 2018 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Deed Document Number | 201855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 1312 4TH ST, COSMOPOLIS, WA 98537-3837 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006200003 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-06200003 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 1312 4TH ST, COSMOPOLIS, WA 98537-3837 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1312 4TH ST, COSMOPOLIS, WA 98537-3837 |
| Document Number | 0005270040 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-05270040 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Oct 5, 2018 |
| Property Address | 1312 4TH ST, COSMOPOLIS, WA 98537 |
| Document Number | 0010050055 |
| Map Reference | VOL 1 PG 61 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 2018-10050055 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,615.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 BUCHANAN ST, HOQUIAM, WA 98550-1705 |
| Document Number | 0010050056 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018-10050056 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Number | 0010050057 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018-10050057 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 1312 4th St was $3,090, up 0.6% from the year before.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Cosmopolis City |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090.00 (+0.55%) | ||
| 2025 | $3,073.00 (-0.71%) | $296,168 (-) Land $28,156 Building $268,012 | $296,168 (-) Land $28,156 Building $268,012 |
| 2024 | $3,095.00 | $296,168 Land $28,156 Building $268,012 | $296,168 Land $28,156 Building $268,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1312 4th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1312 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABERDEEN |
| Last State Inspection | Dec 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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