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1512 7th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1512 7th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,220 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2025)
Tax Bill$2,529.00 (2025)

Property Details

APN / Parcel Number

Primary APN159967
Alternative APN
  • 012630000100430105

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Building Area1,220 sqft Heated Area
Gross Area1,388 sqft Gross Area
1st Floor800 sqft 1st Floor
Upper Floors420 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1940
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width125 ft x 90 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area280 sqft Garage
PorchOpen Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number159967
Street Address1512 7TH ST
CitySAINT CLOUD
StateFL
Zip34769-3202
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionST CLOUD PB B PG 33-34 BLK 43 LOTS 8-12 LESS E 60 FT
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD MULTI FAMILY LOT
Legal Tract1
Legal Block43
Legal Lot Number8-12 9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1019
Census Tract43400

Owner

Source: Osceola County records · APN 159967

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1512 7TH ST, SAINT CLOUD, FL 34769-3202
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE DART BANK
Feb 13, 2024Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 19, 2022Warranty Deed, Transfer · Seller Take-Back
BRENDA TERRELL
Sep 07, 2022Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleFeb 13, 2024 · Amount on Record
Deed Doc Number2025113602
Deed Book / Page6848 / 1906
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2025
Property Address1512 7TH ST, SAINT CLOUD, FL 34769-3202
Document Number0068481906
Book / Page6848 / 1906
Map ReferenceMB B PG 33&34
Instrument DateSep 08, 2025
Instrument2025113602
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address365 WESTBURY LN, TURLOCK, CA 95382-7286

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 7TH ST, SAINT CLOUD, FL 34769-3202

Mortgage

Document Number0068481908
DateSep 15, 2025
Instrument6848/1908
Lender
NameTHE DART BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 13, 2024
Property Address1512 7TH ST, SAINT CLOUD, FL 34769-3202
Document Number0065482752
Book / Page6548 / 2752
Map ReferenceMB B PG 33
Instrument DateFeb 12, 2024
Instrument2024018842
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1510 7TH ST, SAINT CLOUD, FL 34769-3202

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 7TH ST, SAINT CLOUD, FL 34769-3202

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 19, 2022
Property Address1512 7TH ST, SAINT CLOUD, FL 34769-3202
Document Number0062880416
Book / Page6288 / 416
Map ReferenceMB B PG 33
Instrument DateSep 16, 2022
Instrument2022141876
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4204 PRAIRIE IRIS CT, 4204, SAINT CLOUD, FL 34772-7742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 7TH ST, SAINT CLOUD, FL 34769-3202

Mortgage

Document Number0006288417
DateSep 19, 2022
Instrument6288/417
Lender
NameBRENDA TERRELL
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term62 Months
DueNov 01, 2027

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 07, 2022
Property Address1512 7TH ST, SAINT CLOUD, FL 34769-3202
Document Number0062812442
Book / Page6281 / 2442
Map ReferenceMB B PG 33
Instrument DateAug 22, 2022
Instrument2022136039
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$546.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,529.00 (-3.33%)$140,900 (-12.7%) Land $70,000 Building $70,900$140,900 (-12.7%) Land $70,000 Building $70,900
2024$2,616.00 (+14.09%)$161,400 (+27.19%) Land $70,000 Building $91,400$161,400 (+27.19%) Land $70,000 Building $91,400
2023$2,293.00 (+51.65%)$126,900 (+27.79%) Land $60,000 Building $66,900$126,900 (+27.79%) Land $60,000 Building $66,900
2022$1,512.00$99,300 Land $52,000 Building $47,300$99,300 Land $52,000 Building $47,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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