Osceola County property record for 1312 7th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 868 sqft Living Area |
| Lot Size | 4,791 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $252,000 (2025) |
| Tax Bill | $2,080.00 (2024) |
| Primary APN | 01-26-30-0001-0045-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 868 sqft Living Area |
| Gross Area | 1,216 sqft Gross Area |
| 1st Floor | 868 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,791 sqft (0.11 acres) |
| Depth X Width | 100 ft x 48 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch Area | 132 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1312 7TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2855 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 45, W 48 FT OF E 54 FT OF LOTS 13-16 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 45 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0045-0130
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1312 7TH ST, SAINT CLOUD, FL 34769-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 29, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage RONDA CHRISTIANSEN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on Record |
| Deed Sale | Jul 15, 2025 · Amount on Record |
| Prior Sale | Sep 15, 2016 · Amount on Record |
| Deed Doc Number | 202588393 |
| Deed Book / Page | 6820 / 540 |
| Prior Transfer Date | Sep 13, 2016 |
| Prior Transfer Doc | 0050242856 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 15, 2025 |
| Property Address | 1312 7TH ST, SAINT CLOUD, FL 34769-2855 |
| Document Number | 0068200540 |
| Book / Page | 6820 / 540 |
| Map Reference | MB B PG 33 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025088393 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST SERVICE TITLE, FIRST SVC TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4681 CYPRESS LANDING LN, SAINT CLOUD, FL 34772-7224 |
| Name | Verified Name |
|---|---|
| Address | 1312 7TH ST, SAINT CLOUD, FL 34769-2855 |
| Document Number | 0006820541 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 6820/541 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 29, 2018 |
| Property Address | 1312 7TH ST, SAINT CLOUD, FL 34769-2855 |
| Document Number | 0053402449 |
| Book / Page | 005340 / 002449 |
| Instrument Date | May 25, 2018 |
| Instrument | 83194 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4681 CYPRESS LANDING LN ST CLOUD FL 347727224, ST CLOUD, FL 34772-7224 |
| Document Number | 53402450 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 005340/002450 |
| Instrument | 83195 |
| Name | RONDA CHRISTIANSEN |
|---|---|
| Address | PO BOX 7520, FORT MYERS, FL 33919-0520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 (+7.26%) | $144,500 (+20.82%) Land $46,800 Building $97,700 | $144,500 (+20.82%) Land $46,800 Building $97,700 |
| 2024 | $2,080.00 (+11.83%) | ||
| 2023 | $1,860.00 (+10.85%) | $119,600 (+12.72%) Land $34,000 Building $85,600 | $119,600 (+12.72%) Land $34,000 Building $85,600 |
| 2022 | $1,678.00 | $106,100 Land $30,600 Building $75,500 | $106,100 Land $30,600 Building $75,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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