1616 7th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1616 7th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	922 sqft Heated Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2022)
Tax Bill	$2,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76882`
Alternative APN	`012630000100420130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	922 sqft Heated Area
Gross Area	1,023 sqft Gross Area
1st Floor	922 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	13,504 sqft (0.31 acres)
Depth X Width	150 ft x 90 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Porch	Open Porch
Porch Area	101 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	76882
Street Address	1616 7TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3203
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 42 LOTS 13, 14, 15, & S 15 FT OF LOT 16 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	42
Legal Lot Number	2,13-16 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43400

Owner

Source: Osceola County records · APN 76882

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1616 7TH ST, SAINT CLOUD, FL 34769-3203
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2022 · Amount on Record
Deed Sale	Sep 06, 2022 · Amount on Record
Prior Sale	Jul 02, 2015 · Amount on Record
Deed Doc Number	2022135758
Deed Book / Page	6281 / 1487
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 06, 2022
Property Address	1616 7TH ST, SAINT CLOUD, FL 34769-3203
Document Number	0062811487
Book / Page	6281 / 1487
Map Reference	MB B PG 33&34
Instrument Date	Aug 30, 2022
Instrument	2022135758
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10786 SPRING BROOK LN, 10786, ORLANDO, FL 32825-8529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 7TH ST, SAINT CLOUD, FL 34769-3203

Mortgage

Document Number	0062811488
Date	Sep 06, 2022
Instrument	6281/1488

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00 (+7.45%) Homeowner's exemption	$172,695 (+6.45%)	$212,700 (+9.87%) Land $63,200 Building $149,500
2023	$2,162.00 (+0.89%) Homeowner's exemption	$162,237 (+36.68%)	$193,600 (+63.1%) Land $57,500 Building $136,100
2022	$2,143.00	$118,700 Land $51,800 Building $66,900	$118,700 Land $51,800 Building $66,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.