1413 7th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1413 7th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1999
Square Footage	892 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$149,000 (2018)
Tax Bill	$2,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77187`
Alternative APN	`012630000100730230`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	892 sqft Heated Area
1st Floor	703 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1999
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	48 sqft Shed
Patio Area	312 sqft Patio
Porch	Enclosed Porch
Porch Area	189 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77187
Street Address	1413 7TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2815
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 73 LOTS 23 & 24 2-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	73
Legal Lot Number	2,23-24 24
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1034
Census Tract	43500

Owner

Source: Osceola County records · APN 77187

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP
Apr 09, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jul 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2018 · Amount on Record
Deed Sale	Apr 09, 2018 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Doc Number	2018054769
Deed Book / Page	5313 / 0938
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815

Mortgage

Document Number	0059191734
Date	Mar 24, 2021
Book Page	5919/1734
Instrument	2021044083

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 01, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 09, 2018
Property Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815
Document Number	0053130938
Book / Page	5313 / 0938
Map Reference	MB B PG33&34
Instrument Date	Apr 02, 2018
Instrument	2018054769
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	SMART INTERNATIONAL TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 OAK ST, 2500, KISSIMMEE, FL 34744-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815

Mortgage

Document Number	2018054770
Date	Apr 09, 2018
Instrument	2018054770

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2017
Property Address	1413 7TH ST, SAINT CLOUD, FL 34769-2815
Document Number	0051790762
Book / Page	005179 / 000762
Instrument Date	Jun 27, 2017
Instrument	102542
Transaction Type	Foreclosure
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$367.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 OAK ST KISSIMMEE FL 347444943, KISSIMMEE, FL 34744-4943

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (+3.76%) Homeowner's exemption	$130,981 (+5.99%)	$218,600 (+9.41%) Land $46,800 Building $171,800
2023	$2,660.00 (+2.43%) Homeowner's exemption	$123,583 (+3%)	$199,800 (+12.12%) Land $42,500 Building $157,300
2022	$2,597.00 Homeowner's exemption	$119,984	$178,200 Land $35,100 Building $143,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1413 7th St, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number