1511 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1511 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 1955
Lot Size	0.214 acres (9,310 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Jun 2013)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`894719478011`

Property Details

APN / Parcel Number

Primary APN	`894719478011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
Basement Area	1,273 sqft
Finished Basement	873 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,310 sqft (0.214 acres)
Garage Type	Basement
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1511 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COE 2ND N 10 FT LOT 1 & LOT 2 BLK 10 & ALL OF VA CATED TURNER ST AKJ LOT 2 BLK 10
Legal Subdivision	COE 2ND
Legal Block	10
Legal Lot Number	1,2
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1511 RUBY ST, SIOUX CITY, IA 51103-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITY OF SIOUX CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Oct 5, 2005 · Amount on Record
Deed Document Number	201317876
Deed Book / Page	730 / 4768
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1511 RUBY ST, SIOUX CITY, IA 51103-2762
Document Number	0000013584
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 RUBY ST SIOUX CITY IA 511032762, SIOUX CITY, IA 51103-2762

Mortgage

Document Number	0000013584
Date	Jun 20, 2019
Instrument	13584

Lender

Name	BANKFIRST
Type	Bank
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1511 RUBY ST, SIOUX CITY, IA 51103-2762
Document Number	0000011875
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1511 RUBY ST SIOUX CITY IA 511032762, SIOUX CITY, IA 51103-2762

Mortgage

Document Number	0000011875
Date	Apr 30, 2018
Instrument	11875

Lender

Name	CITY OF SIOUX CITY
Address	SIOUX CITY, IA 51102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (-7.03%)	$199,200 (-0.35%) Land $32,000 Building $167,200	$199,200 (-0.35%) Land $32,000 Building $167,200
2023	$3,472.00 (+0.75%)	$199,900 Land $26,900 Building $173,000	$199,900 Land $26,900 Building $173,000
2022	$3,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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