1423 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1423 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,067 sqft · built 1923
Lot Size	0.159 acres (6,960 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Jul 2021)
Tax Bill	$2,762 (2023)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`894719483002`

Property Details

APN / Parcel Number

Primary APN	`894719483002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Finished Basement	564 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,960 sqft (0.159 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1423 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-175
Legal Description	COE 2ND LOT 8 BLK 11
Legal Range	47
Legal Township	89
Legal Section	19
Legal Subdivision	COE 2ND
Legal Block	11
Legal Lot Number	8
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

Source: Woodbury County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1423 RUBY ST, SIOUX CITY, IA 51103-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Jul 2, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	2021-09198
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1423 RUBY ST, SIOUX CITY, IA 51103-2761
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014462
Date	Jun 21, 2017
Book Page	753/4554
Instrument	14462

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 2, 2021
Property Address	1423 RUBY ST, SIOUX CITY, IA 51103-2761
Document Number	0000009198
Instrument Date	Jun 7, 2021
Instrument	2021-09198
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 RUBY ST, SIOUX CITY, IA 51103-2761

Mortgage

Document Number	0000009199
Date	Jul 2, 2021
Instrument	2021-09199

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,900 (-0.69%) Land $27,100 Building $130,800	$157,900 (-0.69%) Land $27,100 Building $130,800
2023	$2,762.00 (+10.83%)	$159,000 Land $22,700 Building $136,300	$159,000 Land $22,700 Building $136,300
2022	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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