1505 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1505 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,623 sqft · built 1925
Lot Size	0.285 acres (12,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2024)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`894719478014`

Property Details

APN / Parcel Number

Primary APN	`894719478014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,430 sqft (0.285 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	139 sqft
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1505 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COE 2ND LOT 1 (EX N 10 FT) AND PT TURNER ST ABUTTING LOT 1 BLK 10
Legal Subdivision	COE 2ND
Legal Block	10
Legal Lot Number	1
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

Source: Woodbury County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1505 RUBY ST, SIOUX CITY, IA 51103-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK
Oct 14, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Oct 14, 2019 · Amount on Record
Deed Document Number	20243450
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000000860
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Jan 20, 2021
Property Address	1505 RUBY ST, SIOUX CITY, IA 51103-2762
Document Number	0000000860
Instrument Date	Nov 20, 2020
Instrument	2021-00860
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 RUBY ST, SIOUX CITY, IA 51103-2762

Mortgage

Document Number	0000000862
Date	Jan 20, 2021
Instrument	2021-00862

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 14, 2019
Property Address	1505 RUBY ST, SIOUX CITY, IA 51103-2762
Document Number	0000008486
Instrument Date	Oct 8, 2019
Instrument	2019-18486
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 RUBY ST, SIOUX CITY, IA 51103-2762

Mortgage

Document Number	0000008487
Date	Oct 14, 2019
Instrument	2019-18487

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+12.79%) Homeowner's exemption	$194,800 (+1.78%) Land $36,900 Building $157,900	$194,800 (+1.78%) Land $36,900 Building $157,900
2023	$3,142.00 (-5.42%)	$191,400 Land $31,100 Building $160,300	$191,400 Land $31,100 Building $160,300
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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