1421 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1421 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1923
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$924 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`894719483003`

Property Details

APN / Parcel Number

Primary APN	`894719483003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Other
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1421 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COE 2ND LOT 7 BLK 11
Legal Subdivision	COE 2ND
Legal Block	11
Legal Lot Number	7
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1421 RUBY ST, SIOUX CITY, IA 51103-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 RUBY ST, SIOUX CITY, IA 51103-2761
Document Number	0000012665
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RUBY ST SIOUX CITY IA 511032761, SIOUX CITY, IA 51103-2761

Mortgage

Document Number	0000012665
Date	Oct 6, 2020
Instrument	12665

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	405 6TH ST, SIOUX CITY, IA 51101-1211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 RUBY ST, SIOUX CITY, IA 51103-2761
Document Number	0000014137
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RUBY ST SIOUX CITY IA 511032761, SIOUX CITY, IA 51103-2761

Mortgage

Document Number	0000014137
Date	Jun 13, 2017
Book Page	000753/002988
Instrument	14137

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SIOUX CITY, IA 51102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1421 RUBY ST, SIOUX CITY, IA 51103-2761
Document Number	0000014142
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 RUBY ST SIOUX CITY IA 511032761, SIOUX CITY, IA 51103-2761

Mortgage

Document Number	0000014142
Date	Jun 13, 2017
Book Page	000753/003008
Instrument	14142

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SIOUX CITY, IA 51102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2027

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (-20.21%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$128,500 (-2.06%) Land $14,600 Building $113,900	$128,500 (-2.06%) Land $14,600 Building $113,900
2023	$1,158.00 (+27.81%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$131,200 (+38.11%) Land $12,400 Building $118,800	$131,200 (+38.11%) Land $12,400 Building $118,800
2022	$906.00 (+45.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$95,000 Land $11,300 Building $83,700
2021	$622.00		$95,000 Land $11,300 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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