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1511 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1511 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 2016
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2017)
Tax Bill$5,924 (2025)
Deeds & MortgagesDec 2025 Transfer
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-25-31-0842-0001-2910

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-2910
Alternative APNs
  • 253131084200012910
  • 153540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,818 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,818 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1511 CATERPILLAR ST
CitySAINT CLOUD
StateFL
Zip34771-7528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 291
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block2910
Legal Lot Number291
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2003
Census Tract43600

Owner

Source: Osceola County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1511 CATERPILLAR ST, SAINT CLOUD, FL 34771-7528
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 2, 2017Warranty Deed, Transfer · Conventional Mortgage
MONEY HOUSE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Prior SaleMar 14, 2016 · Amount on Record
Deed Document Number2017111573
Deed Book / Page5188 / 871
Last Transfer DateDec 5, 2025
Transfer Doc0068902103
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 9, 2025
Property Address1511 CATERPILLAR ST, SAINT CLOUD, FL 34771-7528
Document Number0068902103
Book / Page6890 / 2103
Instrument DateDec 9, 2025
Instrument2025150132
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressCOLINAS DE FAIRVIEW, TRUJILLO ALTO, PR

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 CATERPILLAR ST, SAINT CLOUD, FL 34771-7528

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 2, 2017
Property Address1511 CATERPILLAR ST, SAINT CLOUD, FL 34771-7528
Document Number0051880871
Book / Page005188 / 000871
Instrument DateJul 27, 2017
Instrument111573
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyLA ROSA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address403 COLINAS DEL FAIRVIEW TRUJI TRUJILLO ALTO PR 00976, TRUJILLO ALTO, PR 00976

Mortgage

Document Number51880873
DateAug 2, 2017
Book Page005188/000873
Instrument111574
Lender
NameMONEY HOUSE
TypeFunding / Finance Company
AddressSAN JUAN, PR 00901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,924.00 (+3.73%)$330,800 (+0.79%) Land $75,000 Building $255,800$330,800 (+0.79%) Land $75,000 Building $255,800
2024$5,711.00 (+6.73%)
2023$5,351.00 (+11.29%)$328,200 (+14.16%) Land $65,000 Building $263,200$328,200 (+14.16%) Land $65,000 Building $263,200
2022$4,808.00$287,500 Land $60,000 Building $227,500$287,500 Land $60,000 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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