1507 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1507 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,727 sqft · built 2014
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Dec 2020)
Tax Bill	$5,651 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`153549`

Property Details

APN / Parcel Number

Primary APN	`153549`
Alternative APN	`312531084200013000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,727 sqft Heated Area
Gross Area	4,423 sqft
1st Floor Area	1,737 sqft
Upper Floors Area	1,990 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153549
Street Address	1507 CATERPILLAR ST
City	SAINT CLOUD
State	FL
Zip	34771-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 300
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	300
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	43600

Owner

Source: Osceola County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Correction Deed ACCOMODATION, ACCOMMODATION
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 8, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG
Feb 22, 2018	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	2020170732
Deed Book / Page	5852 / 544
Record Updated	Jun 8, 2026

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 3, 2026
Property Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0069302193
Book / Page	6930 / 2193
Map Reference	MB 19 PG 189-191
Instrument Date	Feb 25, 2026
Instrument	2026027973
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 RINGLING BLVD, SARASOTA, FL 34236-6769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RINGLING BLVD, SARASOTA, FL 34236-6769

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2020
Property Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0058520544
Book / Page	5852 / 544
Map Reference	MB 19 PG 189-191
Instrument Date	Dec 4, 2020
Instrument	2020170732
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 ROSEANNA RD, 60, PLANTSVILLE, CT 06479-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526

Mortgage

Document Number	0005852546
Date	Dec 16, 2020
Instrument	5852/546

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0054881044
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 FLANDERS ST SOUTHINGTON CT 064892007, SOUTHINGTON, CT 06489-2007

Mortgage

Document Number	0054881044
Date	Mar 7, 2019
Book Page	005488/001044
Instrument	29532

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1507 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0053042873
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1507 CATERPILLAR ST ST CLOUD FL 347717526, ST CLOUD, FL 34771-7526

Mortgage

Document Number	0053042873
Date	Mar 22, 2018
Book Page	005304/002873
Instrument	45967

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Mar 21, 2046

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,651.00 (+6.91%) Homeowner's exemption	$358,593 (+6.83%)	$461,300 (-5.1%) Land $75,000 Building $386,300
2023	$5,286.00 (+3.38%) Homeowner's exemption	$335,653 (+3%)	$486,100 (+14.48%) Land $65,000 Building $421,100
2022	$5,113.00 Homeowner's exemption	$325,877	$424,600 Land $60,000 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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