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1506 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1506 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,323 sqft · built 2014
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$252,646 (Dec 2014)
Tax Bill$3,785 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN31-25-31-0842-0001-3190

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-3190
Alternative APNs
  • 253131084200013190
  • 153568

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,323 sqft Living Area
Gross Area3,140 sqft
1st Floor Area2,323 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1506 CATERPILLAR ST
CitySAINT CLOUD
StateFL
Zip34771-7525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 319
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block3190
Legal Lot Number319
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1506 CATERPILLAR ST, SAINT CLOUD, FL 34771-7525
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2014 · Amount on Record
Deed SaleDec 10, 2014 · Amount on Record
Deed Document Number2014179262
Deed Book / Page4706 / 475
Last Transfer DateJul 10, 2020
Transfer Doc0057581295
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2020
Property Address1506 CATERPILLAR ST, SAINT CLOUD, FL 34771-7525
Document Number0057581295
Book / Page005758 / 001295
Instrument DateJul 10, 2020
Instrument94667
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1506 CATERPILLAR ST ST CLOUD FL 347717525, ST CLOUD, FL 34771-7525

Mortgage

Document Number57581298
DateJul 21, 2020
Book Page005758/001298
Instrument94668
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,785.00 (+3.53%) Homeowner's exemption$254,347 (+5.99%)$374,400 (+0.43%) Land $75,000 Building $299,400
2024$3,656.00 (+2.61%)
2023$3,563.00 (+3.61%) Homeowner's exemption$239,980 (+3%)$372,800 (+14.29%) Land $65,000 Building $307,800
2022$3,439.00 Homeowner's exemption$232,991$326,200 Land $60,000 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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