1508 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1508 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,727 sqft · built 2015
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Aug 2023)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153579`

Property Details

APN / Parcel Number

Primary APN	`153579`
Alternative APN	`312531084200013300`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,727 sqft Heated Area
Gross Area	4,423 sqft
1st Floor Area	1,737 sqft
Upper Floors Area	1,990 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153579
Street Address	1508 CATERPILLAR ST
City	SAINT CLOUD
State	FL
Zip	34771-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 330
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	330
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1508 CATERPILLAR ST, SAINT CLOUD, FL 34771-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC
May 10, 2018	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2023103345
Deed Book / Page	6454 / 1672
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 9, 2023
Property Address	1508 CATERPILLAR ST, SAINT CLOUD, FL 34771-7527
Document Number	0064541672
Book / Page	6454 / 1672
Map Reference	MB 19 PG 189-191
Instrument Date	Aug 7, 2023
Instrument	2023103345
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 701191, SAINT CLOUD, FL 34770-1191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 CATERPILLAR ST, SAINT CLOUD, FL 34771-7527

Mortgage

Document Number	0064541674
Date	Aug 9, 2023
Instrument	6454/1674

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 26, 2018
Property Address	1508 CATERPILLAR ST, SAINT CLOUD, FL 34771-7527
Document Number	0054372243
Book / Page	5437 / 2243
Map Reference	MB19 PG189-191
Instrument Date	Nov 20, 2018
Instrument	2018172280
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 CATEPILLAS STREET, SAINT CLOUD, FL 34771

Mortgage

Document Number	2018172281
Date	Nov 26, 2018
Instrument	2018172281

Lender

Name	HOME1ST LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 10, 2018
Property Address	1508 CATERPILLAR ST, SAINT CLOUD, FL 34771-7527
Document Number	0053320294
Book / Page	005332 / 000294
Instrument Date	May 9, 2018
Instrument	74870
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 (+1.63%) Homeowner's exemption	$283,046 (+2.18%)	$461,200 (-5.72%) Land $75,000 Building $386,200
2023	$4,229.00 (+3.47%) Homeowner's exemption	$277,004 (+3%)	$489,200 (+14.59%) Land $65,000 Building $424,200
2022	$4,087.00 Homeowner's exemption	$268,936	$426,900 Land $60,000 Building $366,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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