1510 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1510 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 2003
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Last Sale	$318,800 (Apr 2018)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43600000100`

Property Details

APN / Parcel Number

Primary APN	`43600000100`
Alternative APN	`98576`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,757 sqft
2nd Floor Area	564 sqft
Utility Area	264 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1510 SADDLE LAKES DR
City	ABILENE
State	TX
Zip	79602-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT SADDLE CREEK SUBD, BLOCK A, LOT 1, ACRES .551
Legal Subdivision	LAKES AT SADDLE CREEK SUBD
Legal Block	A
Legal Lot Number	1
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	4
Census Block	4011
Census Tract	13404

Owner

1510 Saddle Lakes Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Taylor County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1510 SADDLE LAKES DR, ABILENE, TX 79602-9406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST FINANCIAL BANK NA
Apr 1, 2019	Loan Modification, Mortgage NOT AVAILABLE
Apr 2, 2018	Vendor's Lien, Transfer · Construction Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	20185156
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1510 SADDLE LAKES DR, ABILENE, TX 79602-9406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE ABL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012126
Date	Jul 25, 2019
Instrument	2019-00012126

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR TX
Property Address	1510 SADDLE LAKES DR, ABILENE, TX 79602-9406
Document Number	0000006922
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 SADDLE LAKES DR ABILENE TX 796029406, ABILENE, TX 79602-9406

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Apr 2, 2018
Property Address	1510 SADDLE LAKES DR, ABILENE, TX 79602-9406
Document Number	0000005156
Map Reference	CAB 3 SL 327
Instrument Date	Apr 2, 2018
Instrument	2018-00005156
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 SADDLE LAKES DR, ABILENE, TX 79602-9406

Mortgage

Document Number	0000005157
Date	Apr 2, 2018
Instrument	2018-00005157

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Saddle Lakes Dr was $6,411 with a homeowner's exemption.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,537 (+2.15%) Land $34,851 Building $315,686	$350,537 (+2.15%) Land $34,851 Building $315,686
2025	$6,411.00 Homeowner's exemption	$343,148 (+5.64%) Land $34,851 Building $308,297	$343,148 (+5.64%) Land $34,851 Building $308,297
2024		$324,816 (+3.1%) Land $34,851 Building $289,965	$324,816 (+3.1%) Land $34,851 Building $289,965
2023	$5,549.00 (-13.17%) Homeowner's exemption	$315,040 Land $34,851 Building $280,189	$315,040 Land $34,851 Building $280,189
2022	$6,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1510 Saddle Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 Saddle Lakes Dr is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber, Metronet.

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