1317 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1317 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,077 sqft · built 2003
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jan 2026)
Tax Bill	$7,952 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43600004200`

Property Details

APN / Parcel Number

Primary APN	`43600004200`
Alternative APN	`98617`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,077 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	2,573 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	150 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1317 SADDLE LAKES DR
City	ABILENE
State	TX
Zip	79602-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT SADDLE CREEK SUBD, BLOCK C, LOT 4, ACRES .465
Legal Subdivision	LAKES AT SADDLE CREEK SUBD
Legal Block	C
Legal Lot Number	4
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	4
Census Block	4015
Census Tract	13404

Owner

1317 Saddle Lakes Dr is owned and occupied by an individual who bought it in January 2026.

Source: Taylor County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1317 SADDLE LAKES DR, ABILENE, TX 79602-9401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 14, 2026	Divorce Transfer, Transfer · Seller Carry-Back ERIKA MCLEAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	2026758
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	0000017224
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1317 SADDLE LAKES DR, ABILENE, TX 79602-9401
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4842 COYOTE RUN, ABILENE, TX 79602-8185

Mortgage

Document Number	0000010863
Date	Jul 5, 2023
Instrument	2023-00010863

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	ABILENE, TX 79602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	TAYLOR TX
Recording Date	Jan 14, 2026
Property Address	1317 SADDLE LAKES DR, ABILENE, TX 79602-9401
Document Number	0000000758
Map Reference	CAB 3 SL 327
Instrument Date	Dec 19, 2025
Instrument	2026-00000758
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4842 COYOTE RUN, ABILENE, TX 79602-8185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 SADDLE LAKES DR, ABILENE, TX 79602-9401

Mortgage

Document Number	0000000756
Date	Jan 14, 2026
Instrument	2026-00000756

Lender

Name	ERIKA MCLEAN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Saddle Lakes Dr was $7,952.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,019 (+1.76%) Land $35,092 Building $380,927	$416,019 (+1.76%) Land $35,092 Building $380,927
2025	$7,952.00 Homeowner's exemption	$408,829 (+6.13%) Land $35,092 Building $373,737	$408,829 (+6.13%) Land $35,092 Building $373,737
2024		$385,224 (+6.72%) Land $35,092 Building $350,132	$385,224 (+6.72%) Land $35,092 Building $350,132
2023	$7,805.00 (+145.83%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$360,957 Land $35,092 Building $325,865	$360,957 Land $35,092 Building $325,865
2022	$3,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1317 Saddle Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Saddle Lakes Dr is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber, Metronet.

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