1409 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1409 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 2003
Lot Size	0.465 acres (20,255 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Aug 2007)
Tax Bill	$6,479 (2018)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43600004000`

Property Details

APN / Parcel Number

Primary APN	`43600004000`
Alternative APN	`98615`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	2,492 sqft
Upper Floors Area	316 sqft
Utility Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	150 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1409 SADDLE LAKES DR
City	ABILENE
State	TX
Zip	79602-5487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT SADDLE CREEK SUBD, BLOCK C, LOT 2, ACRES .465
Legal Subdivision	LAKES AT SADDLE CREEK SUBD
Legal Block	C
Legal Lot Number	2
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	4
Census Block	4015
Census Tract	13404

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2024	Intrafamily Transfer, Transfer
Apr 20, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 25, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2007 · Amount on Record
Deed Sale	Aug 1, 2007 · Amount on Record
Deed Document Number	200714537
Deed Book / Page	3395 / 351
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000001579
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013577
Date	Jun 22, 2021
Instrument	2021-00013577

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAYLOR TX
Recording Date	Jan 31, 2024
Property Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487
Document Number	0000001579
Map Reference	CAB 3 SL 327
Instrument Date	Jan 31, 2024
Instrument	2024-00001579
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8001 VITA CT, ABILENE, TX 79606-5489

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487
Document Number	0000007056
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 SADDLE LAKES DR ABILENE TX 796025487, ABILENE, TX 79602-5487

Mortgage

Document Number	0000007056
Date	Apr 30, 2020
Instrument	7056

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1409 SADDLE LAKES DR, ABILENE, TX 79602-5487
Document Number	0000014697
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	LINEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 SADDLE LAKES DR ABILENE TX 796025487, ABILENE, TX 79602-5487

Mortgage

Document Number	0000014697
Date	Sep 5, 2017
Instrument	14697

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2032

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,001 (+1.82%) Land $35,092 Building $377,909	$413,001 (+1.82%) Land $35,092 Building $377,909
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$405,601 (+7.74%) Land $35,092 Building $370,509	$405,601 (+7.74%) Land $35,092 Building $370,509
2023		$376,455 Land $35,092 Building $341,363	$376,455 Land $35,092 Building $341,363
2018	$6,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber, Metronet.

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