1410 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1410 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 2003
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Last Sale	$359,300 (Feb 2020)
Tax Bill	$8,165 (2022)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43600000300`

Property Details

APN / Parcel Number

Primary APN	`43600000300`
Alternative APN	`98578`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,728 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	2,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1410 SADDLE LAKES DR
City	ABILENE
State	TX
Zip	79602-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT SADDLE CREEK SUBD, BLOCK A, LOT 3, ACRES .551
Legal Subdivision	LAKES AT SADDLE CREEK SUBD
Legal Block	A
Legal Lot Number	3
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	4
Census Block	4011
Census Tract	13404

Owner

1410 Saddle Lakes Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 SADDLE LAKES DR, ABILENE, TX 79602-9404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Feb 24, 2020	Vendor's Lien, Transfer · VA Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	20202900
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000002900
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Recording Date	Jul 21, 2026
Property Address	1410 SADDLE LAKES DR, ABILENE, TX 79602-9404
Document Number	0000015295
Instrument Date	Jul 15, 2026
Instrument	202615295
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SADDLE LAKES DR, ABILENE, TX 79602-9404

Mortgage

Document Number	0000015295,
Date	Jul 21, 2026
Instrument	202615295

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Feb 24, 2020
Property Address	1410 SADDLE LAKES DR, ABILENE, TX 79602-9404
Document Number	0000002900
Map Reference	CAB 3 SL 327
Instrument Date	Feb 21, 2020
Instrument	2020-00002900
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 SADDLE LAKES DR, 1410, ABILENE, TX 79602-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 ARROWHEAD DR, ABILENE, TX 79606-2812

Mortgage

Document Number	0000002901
Date	Feb 24, 2020
Instrument	2020-00002901

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,988 (+1.67%) Land $39,600 Building $433,388	$472,988 (+1.67%) Land $39,600 Building $433,388
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$465,218 Land $39,600 Building $425,618	$465,218 Land $39,600 Building $425,618
2023		$425,102 Land $39,600 Building $385,502	$425,102 Land $39,600 Building $385,502
2022	$8,165.00
2018	$7,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1410 Saddle Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1410 Saddle Lakes Dr is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber, Metronet.

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