San Luis Obispo County property record for 1510 16th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 633 sqft · built 1940 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $375,000 (Jan 2020) |
| Tax Bill | $4,711 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-041-020 |
| Primary APN | 062-041-020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 633 sqft Living Area |
| 1st Floor Area | 633 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Street Address | 1510 16TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO WHEELER ADD BL 11 LT 4 |
| Legal Subdivision | WHEELER ADD |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1510 16TH ST, OCEANO, CA 93445-9436 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jan 3, 2020 | Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2015 · Amount on Record |
| Deed Document Number | 2020336 |
| Prior Transfer Date | Feb 11, 2015 |
| Prior Transfer Doc | 0000011546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1510 16TH ST, OCEANO, CA 93445-9436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008805 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017008805 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1510 16TH ST, OCEANO, CA 93445-9436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONSUMERS TITLE COMPANY WE |
| Name | Verified Name |
|---|---|
| Address | 1510 16TH ST, OCEANO, CA 93445-9436 |
| Document Number | 0000072159 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020072159 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 3, 2020 |
| Property Address | 1510 16TH ST, OCEANO, CA 93445-9436 |
| Document Number | 0000000336 |
| Map Reference | MB B PG 48 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 2020000336 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 JEFFREY RD, LOS BANOS, CA 93635-3811 |
| Document Number | 0000000337 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 2020000337 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,316 (+2%) Land $306,766 Building $111,550 | |
| 2025 | $4,711.00 (+4.67%) | $410,114 (+4.04%) Land $300,751 Building $109,363 |
| 2023 | $4,501.00 (+1.42%) | $394,190 Land $289,073 Building $105,117 |
| 2022 | $4,438.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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