15024 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 15024 Hwy 89, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,816 sqft · built 1996
Lot Size2.14 acres (93,218 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2000)
Tax Bill$1,150 (2024)
Deeds & MortgagesMar 2021 Transfer
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-6N-29-0000-01215-0000

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-01215-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,816 sqft Heated Area
Gross Area2,874 sqft
1st Floor Area1,816 sqft
Utility Area132 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area93,218 sqft (2.14 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area710 sqft
Patio Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number276N290000012150000
Street Address15024 HIGHWAY 89
CityJAY
StateFL
Zip32565-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE COR TH N 87*39 07 W 730 .52 FT TH N 16*00'25E 321.31 FT TO POB TH S 88*27'59E 208. 72 FT TH N 16*00'25E 161.79 FT TH N
Legal Range29W
Legal Township06N
Legal Section27
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3012
Census Tract10100

Owner

15024 Hwy 89 is owned and occupied by an individual who acquired it in March 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address15024 HIGHWAY 89, JAY, FL 32565-2108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 8, 2018Deed of Trust, Mortgage · Line of Credit
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2000 · Amount on File
Deed SaleJun 1, 2000 · Amount on File
Prior SaleJun 1, 2000 · Amount on File
Deed Document Number0018281524
Deed Book / Page276N2
Last Transfer DateMar 9, 2021
Transfer Doc0040840014
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 9, 2021
Property Address15024 HIGHWAY 89, JAY, FL 32565-2108
Document Number0040840014
Book / Page4084 / 14
Instrument DateDec 28, 2020
Instrument202115387
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address540 BOSPHOROUS AVE, TAMPA, FL 33606-3652

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 2, 2019
Property Address15024 HIGHWAY 89, JAY, FL 32565-2108
Document Number0038250943
Book / Page003825 / 000943
Instrument DateApr 25, 2019
Instrument17858
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 BOSPHOROUS AVE TAMPA FL 336063652, TAMPA, FL 33606-3652

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address15024 HIGHWAY 89, JAY, FL 32565-2108
Document Number0037831379
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address15024 HIGHWAY 89 JAY FL 325652108, JAY, FL 32565-2108

Mortgage

Document Number0037831379
DateNov 19, 2018
Book Page003783/001379
Instrument49438
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressCALABASAS, CA 91372-9810
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate18%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,150.00 (+2.31%) Homeowner's exemption$119,965 (+3%)$182,327 (+1.34%) Land $16,050 Building $166,277
2023$1,124.00 (+2.65%) Homeowner's exemption$116,471 (+3%)$179,924 (+7.35%) Land $16,050 Building $163,874
2022$1,095.00 Homeowner's exemption$113,079$167,606 Land $8,560 Building $159,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15024 Hwy 89 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15024 Hwy 89 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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