1509 Stony Point Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1509 Stony Point Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2023
Lot Size	1.37 acres (59,851 sqft)
Owner	Individual Name on Record
Tax Bill	$2,118 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16422`

Property Details

APN / Parcel Number

Primary APN	`16422`
Alternative APNs	`1326717` `1359272`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Foundation Type	Footing
Lot Area	59,851 sqft (1.37 acres)
Porch	Slab
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359272
Street Address	1509 STONY POINT RD
City	SHELBY
State	NC
Zip	28150-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	1.374AC RD 1001 PB47-163
Legal Subdivision	MOSS LAKE
Legal Block	1
Legal Lot Number	56
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4003
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
Oct 23, 2023	Intrafamily Transfer, Transfer
Jul 13, 2023	Intrafamily Transfer, Transfer · Construction Mortgage AGSOUTH FARM CREDIT ACA
Jun 2, 2023	Intrafamily Transfer, Transfer
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2023
Transfer Doc	0019082448
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 STONY POINT RD, SHELBY, NC 28150-9705

Mortgage

Document Number	0019161165
Date	Mar 6, 2024
Book Page	1916/1165
Instrument	200097781

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Oct 23, 2023
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0019082448
Book / Page	1908 / 2448
Map Reference	MB 47 PG 163
Instrument Date	Oct 19, 2023
Instrument	200093331
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jul 13, 2023
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0019021059
Book / Page	1902 / 1059
Map Reference	MB 47 PG 163
Instrument Date	Jul 12, 2023
Instrument	200089549
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411

Mortgage

Document Number	0019021062
Date	Jul 13, 2023
Instrument	1902/1062

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jun 2, 2023
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0018991701
Book / Page	1899 / 1701
Map Reference	MB 47 PG 163
Instrument Date	Jun 1, 2023
Instrument	200087954
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 STONY POINT RD, SHELBY, NC 28150-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JOHN GOFORTH RD, KINGS MOUNTAIN, NC 28086-9411

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 6, 2019
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0018012454
Book / Page	001801 / 002454
Instrument Date	Oct 29, 2019
Instrument	32557
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 STONY POINT RD SHELBY NC 281509705, SHELBY, NC 28150-9705

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 6, 2019
Property Address	1509 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0018012480
Book / Page	001801 / 002480
Instrument Date	Oct 29, 2019
Instrument	32561
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1310 STONY POINT RD SHELBY NC 281508198, SHELBY, NC 28150-8198

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00 (+3.42%)	$322,638 (-) Land $28,011 Building $294,627	$322,638 (-) Land $28,011 Building $294,627
2025	$2,048.00	$322,638 (+2,498.57%) Land $28,011 Building $294,627	$322,638 (+2,498.57%) Land $28,011 Building $294,627
2023		$12,416 (-) Land $12,416	$12,416 (-) Land $12,416
2022		$12,416 Land $12,416	$12,416 Land $12,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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