1418 Stony Point Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1418 Stony Point Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,537 sqft · built 1992
Lot Size	1.13 acres (49,353 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Nov 2014)
Tax Bill	$1,259 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16377`

Property Details

APN / Parcel Number

Primary APN	`16377`
Alternative APN	`1315225`

Interior

Stories	1 Story
Building Area	1,537 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,353 sqft (1.13 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1315225
Street Address	1418 STONY POINT RD
City	SHELBY
State	NC
Zip	28150-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1.133AC RD 1001 LIFE ESTA TE
Legal Subdivision	MOSS LAKE
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2000
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1418 STONY POINT RD, SHELBY, NC 28150-8199
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jan 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	20149768
Deed Book / Page	1687 / 2302
Last Transfer Date	Feb 26, 2025
Transfer Doc	0019431049
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1418 STONY POINT RD, SHELBY, NC 28150-8199
Document Number	0017621736
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	LENDER RECORDING SERVICES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 STONY POINT RD SHELBY NC 281508199, SHELBY, NC 28150-8199

Mortgage

Document Number	0017621736
Date	Mar 12, 2018
Book Page	001762/001736
Instrument	11092

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 17, 2017
Property Address	1418 STONY POINT RD, SHELBY, NC 28150-8199
Document Number	0017340944
Book / Page	001734 / 000944
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	146 EAKER DR CHERRYVILLE NC 280219702, CHERRYVILLE, NC 28021-9702

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,259.00 (+3.62%)	$191,455 (-) Land $25,441 Building $166,014	$191,455 (-) Land $25,441 Building $166,014
2025	$1,215.00	$191,455 (+25.22%) Land $25,441 Building $166,014	$191,455 (+25.22%) Land $25,441 Building $166,014
2023		$152,897 Land $22,053 Building $130,844	$152,897 Land $22,053 Building $130,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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