1522 Stony Point Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1522 Stony Point Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	944 sqft · built 1948
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jun 2014)
Tax Bill	$520 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16446`

Property Details

APN / Parcel Number

Primary APN	`16446`
Alternative APNs	`1338409` `1344932`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	944 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1344932
Street Address	1522 STONY POINT RD
City	SHELBY
State	NC
Zip	28150-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	.75 AC RD 1001
Legal Subdivision	STONY POINT COVE
Legal Block	1
Legal Lot Number	16
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1018
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1522 STONY POINT RD, SHELBY, NC 28150-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 9, 2026	Warranty Deed, Transfer
Sep 12, 2025	Intrafamily Transfer, Transfer
Jan 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	20145113
Deed Book / Page	1679 / 1495
Last Transfer Date	Jan 24, 2022
Transfer Doc	0200067592
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 12, 2026
Property Address	1522 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0200128259
Book / Page	1974 / 244
Instrument Date	May 6, 2026
Instrument	2026200128259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200128259,
Date	May 12, 2026
Book Page	1974/244
Instrument	2026200128259

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 9, 2026
Property Address	1522 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0019682336
Book / Page	1968 / 2336
Instrument Date	Mar 4, 2026
Instrument	200125487
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 STONY POINT RD, SHELBY, NC 28150-9705

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Sep 12, 2025
Property Address	1522 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0019551754
Book / Page	1955 / 1754
Instrument Date	Sep 9, 2025
Instrument	200118596
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 DEVOL ST, SUMMERSVILLE, WV 26651-1010

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 28, 2021
Property Address	1522 STONY POINT RD, SHELBY, NC 28150-9705
Document Number	0018320057
Book / Page	001832 / 000057
Instrument Date	Jan 27, 2021
Instrument	50089
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 RAMEY LN CLOVER SC 297107823, CLOVER, SC 29710-7823

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$520.00 (+17.65%)	$69,724 (-) Land $18,750 Building $50,974	$69,724 (-) Land $18,750 Building $50,974
2025	$442.00	$69,724 (+62.22%) Land $18,750 Building $50,974	$69,724 (+62.22%) Land $18,750 Building $50,974
2023		$42,982 Land $13,125 Building $29,857	$42,982 Land $13,125 Building $29,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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