Cleveland County property record for 1520 Stony Point Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | built 1981 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Apr 2026) |
| Tax Bill | $815 (2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16436 |
| Primary APN | 16436 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 84,506 sqft (1.94 acres) |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Account Number | 1055792 |
|---|---|
| Street Address | 1520 STONY POINT RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA0 |
| Legal Description | 1.94 AC & M H STONY PT |
| Legal Subdivision | STONY POINT COVE |
| Legal Block | 1 |
| Legal Lot Number | 4L |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950302 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1809 GAFFNEY RD, SHELBY, NC 28152-8062 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Deed Document Number | 2026200127494 |
| Deed Book / Page | 1972 / 1736 |
| Prior Transfer Date | Jul 7, 2020 |
| Prior Transfer Doc | 0018161327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 1520 STONY POINT RD, SHELBY, NC 28150-9704 |
| Document Number | 0200127494 |
| Book / Page | 1972 / 1736 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026200127494 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $37,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 GAFFNEY RD, SHELBY, NC 28152-8062 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815.00 (+64.98%) | $63,024 (-) Land $27,106 Building $35,918 | $63,024 (-) Land $27,106 Building $35,918 |
| 2025 | $494.00 | $63,024 (+55.55%) Land $27,106 Building $35,918 | $63,024 (+55.55%) Land $27,106 Building $35,918 |
| 2023 | $40,518 Land $19,000 Building $21,518 | $40,518 Land $19,000 Building $21,518 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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